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Medallion Financial

MFIN

Medallion Financial Corp. is a specialty finance company that operates primarily through its subsidiary, Medallion Bank, to provide consumer and commercial lending solutions.

Market cap
$226.27M-3.6%
Net income$36.0M-5.0%
EPS (diluted)$1.48-7.5%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Net income$5.0M-58.8%
EPS (diluted)$0.20-60.0%

Balance sheet

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Cash & equivalents$93.9M-28.6%
Total debt$265.4M-16.6%
Total equity$408.1M+7.3%
Total assets$3.0B+3.6%

Cash flow

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Operating cash flow$41.3M+24.6%

Valuation & ratios

Valuation

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Market cap$226.27M-3.6%
Enterprise value$397.72M-4.8%
P/E6.3×+0.7×

Returns & leverage

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Return on equity9.1%-1.3pp
Debt / equity0.7×-0.2×

Competitors

Profile

Medallion Financial Corp. is a specialty finance company that operates primarily through its subsidiary, Medallion Bank, to provide consumer and commercial lending solutions. The company focuses on niche markets, offering financing for recreational vehicles, home improvements, and lower middle-market business acquisitions. Its core value proposition centers on leveraging deep industry expertise and extensive dealer/contractor networks to generate high-yield returns in underserved credit segments.

Competitive position

Medallion maintains a defensible market position by specializing in niche consumer and commercial segments that require specific underwriting expertise and deep dealer/contractor relationships.

GeographiesUnited States
Customer segmentsSubprime Consumers, Small and Mid-size Businesses, Fintech Platforms
Business modelInterest Income, Loan Origination and Sale, Mezzanine Debt
SuppliersBrokered Certificates of Deposit, SBA Debentures, Private Equity Capital, FDIC Deposit Insurance
CustomersRecreational Vehicle Buyers, Residential Homeowners, Lower Middle-Market Business Owners, Fintech Platforms
Listed1996
Employees169.0
CEOAndrew Murstein
FilingsSEC EDGAR

Questions, answered.

What is Medallion Financial's market cap?
Medallion Financial (MFIN) has a market capitalization of $226.3M and trades on NASDAQ.
Who are Medallion Financial's competitors?
Medallion Financial's key competitors include Main Street Capital Corporation, Synchrony Financial, Ally Financial Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does Medallion Financial have?
Medallion Financial's subsidiaries include Medallion Bank, Medallion Capital, Inc., Medallion Funding LLC, and others.
Where is Medallion Financial headquartered?
Medallion Financial is headquartered in United States of America and employs approximately 169 people. It has been publicly traded since 1996.