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PRA Group PRAA Return on equity

Return on equity at other companies

Encore Capital Group logo
Encore Capital GroupECPG
32%+24.8pp
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
6.6%+1.3pp
Kearny Financial logo
Kearny FinancialKRNY
4.7%+2.9pp
The Bancorp logo
The BancorpTBBK
30.3%+3.8pp
PCB Bancorp logo
PCB BancorpPCB
10.5%+2.5pp
Primis Financial Corp. logo
Primis Financial Corp.FRST
15.9%+13.0pp

Other financials

Income statement

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Revenue$314.5M+16.7%
Operating income$103.3M+38.5%
Net income$28.2M+671%
EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%
Total debt$3.8B+9.0%
Total equity$1.0B-17.8%
Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%
CapEx$1.4M+56.7%
Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%
Enterprise value$4.38B+10.9%
P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-1.1%

Returns & leverage

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Debt / equity3.8×+0.9×

Where this comes from

Calculated from PRA Group’s reported figures.

Based on trailing twelve months.

The official record: PRA Group’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's return on equity?
PRA Group (PRAA) reported return on equity of -32% in Q3 2025.
How has PRA Group's return on equity changed year-over-year?
PRA Group's return on equity decreased by 960.5% year-over-year, from 3.7% to -32%.
What is the long-term trend for PRA Group's return on equity?
Over 4 years (2020 to 2024), PRA Group's return on equity has grown at a -15.3% compound annual growth rate (CAGR), from 11.9% to 6.1%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.