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Encore Capital Group ECPG Long-Term Debt

Long-Term Debt at other companies

Pathward Financial, Inc.CASH

$33.51M+0.3%

The BancorpTBBK

$13.63M-2.6%

Golub CapitalGBDC

$4.7B-2.2%

Associated Banc-CorpASB

$592.63M+0.2%

EFC

Ellington Financial Inc.EFC

$638.64M+158%

EZP

EzcorpEZPW

$519M+0.4%

Other financials

Income statement

Revenue$475.4M+21.0%

Operating income$184.0M+42.3%

Net income$86.2M+84.3%

EPS (diluted)$3.86+100%

Balance sheet

Cash & equivalents$227.2M+21.4%

Total debt$4.0B+6.4%

Total equity$1.0B+26.3%

Total assets$5.5B+9.7%

Cash flow

Operating cash flow$82.3M+81.8%

CapEx$4.9M-30.5%

Free cash flow$77.5M+102%

Valuation

Market cap$1.84B+84.9%

Enterprise value$5.65B+20.2%

P/E6.2×—

P/S1×+0.3×

Profitability

Operating margin36.8%—

Net margin16%+11.9pp

FCF margin9%+0.2pp

Returns & leverage

Return on equity32%+24.8pp

Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:DebtAndCapitalLeaseObligations.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's long-term debt?: Encore Capital Group (ECPG) reported long-term debt of $4.03B in Q1 2026.
How has Encore Capital Group's long-term debt changed year-over-year?: Encore Capital Group's long-term debt increased by 6.4% year-over-year, from $3.79B to $4.03B.
What is the long-term trend for Encore Capital Group's long-term debt?: Over 5 years (2020 to 2025), Encore Capital Group's long-term debt has grown at a 4.0% compound annual growth rate (CAGR), from $3.28B to $4B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.