What is PRA Group's long-term debt?

PRA Group (PRAA) reported long-term debt of $3.78B in Q1 2026.

How has PRA Group's long-term debt changed year-over-year?

PRA Group's long-term debt increased by 9.0% year-over-year, from $3.47B to $3.78B.

What is the long-term trend for PRA Group's long-term debt?

Over 5 years (2020 to 2025), PRA Group's long-term debt has grown at a 6.8% compound annual growth rate (CAGR), from $2.66B to $3.7B.

What does long-term debt mean?

Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

PRA Group PRAA Long-Term Debt

Long-Term Debt at other companies

Encore Capital GroupECPG

$4.03B+6.4%

Kearny FinancialKRNY

$1.06B-12.7%

The BancorpTBBK

$13.63M-2.6%

Pathward Financial, Inc.CASH

$33.51M+0.3%

Provident Financial ServicesPFS

$550M+7.7%

PNC Financial ServicesPNC

$66.67B+9.8%

Other financials

Income statement

See full

Revenue$314.5M+16.7%

Operating income$103.3M+38.5%

Net income$28.2M+671%

EPS (diluted)$0.73+711%

Balance sheet

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Cash & equivalents$124.8M-3.0%

Total debt$3.8B+9.0%

Total equity$1.0B-17.8%

Total assets$5.2B+1.1%

Cash flow

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Operating cash flow$24.9M+147%

CapEx$1.4M+56.7%

Free cash flow$23.5M+144%

Valuation

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Market cap$693.4M+19.1%

Enterprise value$4.38B+10.9%

P/S0.6×0.0×

Profitability

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Operating margin-5.3%-33.2pp

Net margin-29.5%-33.7pp

FCF margin-1.1%—

Returns & leverage

See full

Return on equity-32%-35.7pp

Debt / equity3.8×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:DebtLongtermAndShorttermCombinedAmount.

The official record: PRA Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PRA Group's long-term debt?: PRA Group (PRAA) reported long-term debt of $3.78B in Q1 2026.
How has PRA Group's long-term debt changed year-over-year?: PRA Group's long-term debt increased by 9.0% year-over-year, from $3.47B to $3.78B.
What is the long-term trend for PRA Group's long-term debt?: Over 5 years (2020 to 2025), PRA Group's long-term debt has grown at a 6.8% compound annual growth rate (CAGR), from $2.66B to $3.7B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.