Skip to content
Screener

Encore Capital Group ECPG Finance Lease Liabilities

Finance Lease Liabilities at other companies

Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$743K

Other financials

Income statement

See full
Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

See full
Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

See full
Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

See full
Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

See full
Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

See full
Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemJune 30,2026December 31,2025
Convertible senior notes230,000230,000
Cabot securitisation senior facility338,157343,539
U.S. facility450,000450,000
Other50,36952,926
Finance lease liabilities448596
4,213,3794,033,394
Less: debt discount and issuance costs, net of amortization(33,864)(32,101)
Total$4,179,515$4,001,293

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's finance lease liabilities?
Encore Capital Group (ECPG) reported finance lease liabilities of $448K in Q2 2026.
How has Encore Capital Group's finance lease liabilities changed year-over-year?
Encore Capital Group's finance lease liabilities decreased by 55.0% year-over-year, from $996K to $448K.
What is the long-term trend for Encore Capital Group's finance lease liabilities?
Over 5 years (2020 to 2025), Encore Capital Group's finance lease liabilities has grown at a -40.9% compound annual growth rate (CAGR), from $8.29M to $596K.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

Ask your AI about Encore Capital Group's finance lease liabilities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude