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Vroom, Inc.

VRM

Vroom, Inc. is a financial services and automotive technology company that provides indirect vehicle financing and AI-powered data analytics.

Market cap
$37.47M-71.0%

Table of contents

Earnings

Next report

Aug 6, 2026 (In 1 week)

Competitors

Profile

Vroom, Inc. is a financial services and automotive technology company that provides indirect vehicle financing and AI-powered data analytics. Following the wind-down of its ecommerce used vehicle dealership, the company focuses on non-prime automotive lending and digital services for the broader automotive retail industry. Its core value proposition lies in expanding vehicle ownership access through specialized credit programs and optimizing dealer operations with predictive market data.

Competitive position

Vroom has transitioned from a direct-to-consumer retailer to a specialized lender and data provider, leveraging its proprietary AI and a large-scale automotive database to compete in the fragmented non-prime financing market.

GeographiesUnited States
Customer segmentsAutomotive Dealerships, Non-prime Consumers, Financial Institutions
Business modelIndirect Lending, B2B Data Services, AI-as-a-Service
SuppliersInstitutional investors, Warehouse credit facility lenders, Third-party data providers, Credit reporting agencies, Third-party administrators for ancillary products
CustomersUsed vehicle dealerships, Non-prime vehicle buyers, Automotive financial services firms
Listed2020
Employees1.7K
CEOThomas H. Shortt
Websitevroom.com
FilingsSEC EDGAR

Questions, answered.

What is Vroom, Inc.'s market cap?
Vroom, Inc. (VRM) has a market capitalization of $37.5M and trades on NASDAQ.
Who are Vroom, Inc.'s competitors?
Vroom, Inc.'s key competitors include Carvana Co., Credit Acceptance Corporation, ACV Auctions Inc., and others. These companies compete in similar markets and product categories.
Who does Vroom, Inc. partner with?
Vroom, Inc.'s notable partners include Ally Financial Inc., Ally Bank.
What subsidiaries does Vroom, Inc. have?
Vroom, Inc.'s subsidiaries include United Auto Credit Corporation, CarStory, Vroom Automotive Financial Corporation, and others.
Where is Vroom, Inc. headquartered?
Vroom, Inc. is headquartered in United States of America and employs approximately 1,682 people. It has been publicly traded since 2020.