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Enact Holdings, Inc. ACT Q4 2025 Annual earnings

Reported February 3, 2026 · After market close

Revenue$312.7MMiss by $4.3M
EPS$1.23Beat by $0.14
Revenue estimate$317.0M
EPS estimate$1.09

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$316.6M
EPS estimate$1.21

Financials

Q4 2025

Income statement

See full
Revenue$312.7M+3.6%
Net income$177.2M+8.9%
EPS (diluted)$1.22+15.1%

Balance sheet

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Cash & equivalents$582.5M-2.8%
Total debt$752.3M-0.2%
Total equity$5.4B+7.2%
Total assets$6.9B+5.7%

Cash flow

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Operating cash flow$186.3M+12.1%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$5.72B+15.1%
Enterprise value$5.89B+14.9%
P/E8.5×+1.3×
P/S4.6×+0.5×

Profitability

See full
Net margin54.6%-2.7pp

Returns & leverage

See full
Return on equity13%-1.3pp
Debt / equity0.1×0.0×

FAQ

When did Enact Holdings, Inc. report Q4 2025 earnings?
Enact Holdings, Inc. (ACT) reported Q4 2025 earnings on February 3, 2026 after market close.
What were Enact Holdings, Inc.'s Q4 2025 revenue and EPS?
Enact Holdings, Inc. reported revenue of $312.7M and eps of $1.23 for Q4 2025.
Did Enact Holdings, Inc. beat estimates in Q4 2025?
Revenue missed the consensus estimate of $317.0M by $4.3M. EPS beat the consensus estimate of $1.09 by $0.14.
How did Enact Holdings, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.6% from $301.8M a year earlier and eps grew 12.8% from $1.09.
Where can I find Enact Holdings, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001823529-26-000003) and the 10-K periodic report (0001823529-26-000060) directly on SEC EDGAR. The filing index links above go to sec.gov.