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Enact Holdings, Inc. ACT Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$317.3M+4.1%
Net income$174.8M+4.2%
EPS (diluted)$1.25+12.6%

Balance sheet

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Cash & equivalents$448.4M-26.8%
Total debt$745.2M+0.2%
Total equity$5.4B+3.3%
Total assets$7.0B+2.7%

Cash flow

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Operating cash flow$118.5M-0.8%

Valuation

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Market cap$6.79B+27.2%
Enterprise value$7.09B+29.6%
P/E9.9×+2.1×
P/S5.4×+1.1×

Profitability

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Net margin54.5%-0.8pp

Returns & leverage

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Return on equity12.9%-0.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Enact Holdings, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001823529-26-000188
(Amounts in thousands, except per share amounts)Three months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Acquisition and operating expenses, net of deferrals49,46750,59896,504100,692
Amortization of deferred acquisition costs and intangibles2,1232,2054,2464,634
Interest expense12,48512,29624,85324,587
Total losses and expenses97,33990,388196,028185,743
Income before income taxes219,969214,502433,349425,923
Provision for income taxes45,13146,69490,73992,337
Net income$174,838$167,808$342,610$333,586
Net income per common share:

Item 1. Financial Statements

FAQ

What is Enact Holdings, Inc.'s benefits, losses and expenses?
Enact Holdings, Inc. (ACT) reported benefits, losses and expenses of $97.34M in Q2 2026.
How has Enact Holdings, Inc.'s benefits, losses and expenses changed year-over-year?
Enact Holdings, Inc.'s benefits, losses and expenses increased by 7.7% year-over-year, from $90.39M to $97.34M.
What is the long-term trend for Enact Holdings, Inc.'s benefits, losses and expenses?
Over 4 years (2021 to 2025), Enact Holdings, Inc.'s benefits, losses and expenses has grown at a -2.8% compound annual growth rate (CAGR), from $422.64M to $376.99M.
What does benefits, losses and expenses mean?
Aggregates all costs associated with insurance claims, operating expenses, and other related benefit obligations incurred during the reporting period. This comprehensive metric provides a holistic view of the company's total operational and underwriting cost burden. It is used to evaluate the overall efficiency of the business model and the ability to maintain margins while managing risk.

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