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American Financial Group AFG Q3 2025 earnings

Reported November 4, 2025 · After market close

Revenue$2.3BBeat by $325.9M
EPS$2.69Beat by $0.17
Revenue estimate$2.0B
EPS estimate$2.52

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$1.9B
EPS estimate$2.32

Financials

Q3 2025

Income statement

See full
Revenue$2.3B-1.6%
Operating income$268.0M+17.0%
Net income$215.0M+18.8%
EPS (diluted)$2.58+19.4%

Balance sheet

See full
Cash & equivalents$1.8B+39.3%
Total debt$2.0B+19.5%
Total equity$4.7B+0.5%
Total assets$33.8B+3.8%

Cash flow

See full
Operating cash flow$216.0M-52.9%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$12.15B+7.6%
Enterprise value$12.35B+5.8%
P/E15.2×+2.6×
P/S1.5×+0.1×

Profitability

See full
Operating margin12.3%-1.5pp
Net margin9.7%-1.2pp

Returns & leverage

See full
Return on equity16.9%-3.7pp
Debt / equity0.4×+0.1×

Versus estimates

Revenue

Q1 2026$1.7BMiss by $37.2MQ4 2025$1.4BMiss by $453.6M
Q3 2025$2.3BBeat by $325.9M
Q2 2025$1.9BBeat by $35.0MQ1 2025$1.9BBeat by $158.0MQ4 2024$2.1BBeat by $106.3M

Diluted EPS

Q1 2026$2.47Miss by $0.07Q4 2025$3.65Beat by $0.47
Q3 2025$2.69Beat by $0.17
Q2 2025$2.14Beat by $0.06Q1 2025$1.81Miss by $0.22Q4 2024$3.12Miss by $0.03

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Questions, answered.

When did American Financial Group report Q3 2025 earnings?
American Financial Group (AFG) reported Q3 2025 earnings on November 4, 2025 after market close.
What were American Financial Group's Q3 2025 revenue and EPS?
American Financial Group reported revenue of $2.3B and eps of $2.69 for Q3 2025.
Did American Financial Group beat estimates in Q3 2025?
Revenue beat the consensus estimate of $2.0B by $325.9M. EPS beat the consensus estimate of $2.52 by $0.17.
How did American Financial Group's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 2.7% from $2.4B a year earlier and eps grew 16.5% from $2.31.
Where can I find American Financial Group's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-265722) and the 10-Q periodic report (0001042046-25-000035) directly on SEC EDGAR. The filing index links above go to sec.gov.