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American Financial Group AFG Q4 2025 Annual earnings

Reported February 3, 2026 · After market close

Revenue$1.4BMiss by $453.6M
EPS$3.65Beat by $0.47
Revenue estimate$1.9B
EPS estimate$3.18

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$1.9B
EPS estimate$2.32

Financials

Q4 2025

Income statement

See full
Revenue$2.1B-4.0%
Operating income$379.0M+18.4%
Net income$299.0M+17.3%
EPS (diluted)$3.58+18.2%

Balance sheet

See full
Cash & equivalents$1.7B+22.8%
Total debt$2.0B+19.3%
Total equity$4.8B+7.9%
Total assets$32.6B+5.9%

Cash flow

See full
Operating cash flow$784.0M+16.3%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$11.4B-0.8%
Enterprise value$11.71B-0.7%
P/E13.5×+0.6×
P/S1.4×0.0×

Profitability

See full
Operating margin13.1%-0.4pp
Net margin10.3%-0.4pp

Returns & leverage

See full
Return on equity18.1%-2.2pp
Debt / equity0.4×0.0×

Versus estimates

Revenue

Q1 2026$1.7BMiss by $37.2M
Q4 2025$1.4BMiss by $453.6M
Q3 2025$2.3BBeat by $325.9MQ2 2025$1.9BBeat by $35.0MQ1 2025$1.9BBeat by $158.0MQ4 2024$2.1BBeat by $106.3M

Diluted EPS

Q1 2026$2.47Miss by $0.07
Q4 2025$3.65Beat by $0.47
Q3 2025$2.69Beat by $0.17Q2 2025$2.14Beat by $0.06Q1 2025$1.81Miss by $0.22Q4 2024$3.12Miss by $0.03

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Questions, answered.

When did American Financial Group report Q4 2025 earnings?
American Financial Group (AFG) reported Q4 2025 earnings on February 3, 2026 after market close.
What were American Financial Group's Q4 2025 revenue and EPS?
American Financial Group reported revenue of $1.4B and eps of $3.65 for Q4 2025.
Did American Financial Group beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.9B by $453.6M. EPS beat the consensus estimate of $3.18 by $0.47.
How did American Financial Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 32.8% from $2.1B a year earlier and eps grew 17.0% from $3.12.
Where can I find American Financial Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-036749) and the 10-K periodic report (0001042046-26-000010) directly on SEC EDGAR. The filing index links above go to sec.gov.