Skip to content
OpenCapital
Get started

American Financial Group AFG Property and casualty insurance — Unearned premiums

Similar metrics at other companies

Allstate logo
ALLProperty and casualty insurance premiums — Unearned premiums
-$492.5M-7.1%
Cincinnati Financial logo
CINFPersonal Insurance — Unearned premiums
$1.86B+14.1%
The Hartford Financial Services Group logo
HIGProperty and Casualty, Personal Insurance — SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium
$1.46B-3.1%
The Hartford Financial Services Group logo
HIGProperty and Casualty, Commercial Insurance — SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium
$5.69B+12.0%
Prudential Financial logo
PRUInternational Businesses — Unearned Premiums
$77M-11.5%
The Hartford Financial Services Group logo
HIGP&C Personal Lines — SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium
$1.58B+7.5%

Other financials

Income statement

See full
Revenue$1.9B-0.1%
Operating income$239.0M+21.3%
Net income$191.0M+24.0%
EPS (diluted)$2.29+24.5%

Balance sheet

See full
Cash & equivalents$1.4B+6.0%
Total debt$2.0B+19.3%
Total equity$4.7B+6.5%
Total assets$32.4B+6.8%

Cash flow

See full
Operating cash flow$474.0M+38.6%

Valuation

See full
Market cap$11.04B-3.6%
Enterprise value$11.72B-1.2%
P/E12.6×-1.8×
P/S1.4×0.0×

Profitability

See full
Operating margin13.6%+1.4pp
Net margin10.8%+1.1pp

Returns & leverage

See full
Return on equity19.4%+0.9pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by American Financial Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: American Financial Group’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

Ask your AI about American Financial Group's property and casualty insurance — unearned premiums.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is American Financial Group's property and casualty insurance — unearned premiums?
American Financial Group (AFG) reported property and casualty insurance — unearned premiums of $3.74B in Q4 2025.
How has American Financial Group's property and casualty insurance — unearned premiums changed year-over-year?
American Financial Group's property and casualty insurance — unearned premiums increased by 4.2% year-over-year, from $3.58B to $3.74B.
What does property and casualty insurance — unearned premiums mean?
The portion of premiums collected for insurance coverage that has not yet been provided.
How do you interpret property and casualty insurance — unearned premiums?
An increase typically indicates growth in the volume of business written, while a decrease suggests a contraction in new policy sales.
How does property and casualty insurance — unearned premiums compare across companies?
Standard across the insurance industry as 'Unearned Premium Reserve'.