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Aflac AFL Q2 2025 earnings

Reported August 5, 2025 · After market close

Revenue$4.2BMiss by $111.8MDiluted EPS$1.78Beat by $0.08
Revenue estimate$4.3B
EPS estimate$1.70

Next report

Aug 6, 2026 (In 3 weeks)
Revenue estimate$4.1B
EPS estimate$1.78

Financials

Q2 2025

Income statement

See full
Revenue$4.2B-19.0%
Net income$599.0M-65.9%
EPS (diluted)$1.11-64.2%

Balance sheet

See full
Cash & equivalents$7.0B+14.9%
Total debt$9.0B+19.8%
Total equity$27.2B+4.4%
Total assets$124.74B+3.8%

Cash flow

See full
Operating cash flow$399.0M+56.5%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$56.31B+11.0%
Enterprise value$58.38B+11.8%
P/E23.1×+13.8×
P/S3.5×+0.9×

Profitability

See full
Net margin15.3%-13.0pp

Returns & leverage

See full
Return on equity9.2%-14.4pp
Debt / equity0.3×0.0×

Segments

By segment

See full
Aflac Japan$2.5B+1.0%
Corporate and other$336.0M+34.9%

Versus estimates

Revenue

Q1 2026$4.3BBeat by $143.3MQ4 2025$4.9BBeat by $615.8MQ3 2025$4.8BBeat by $427.4M
Q2 2025$4.2BMiss by $111.8M
Q1 2025$3.5BMiss by $824.5MQ4 2024$5.5BBeat by $1.2B

Diluted EPS

Q1 2026$1.75Miss by $0.04Q4 2025$1.57Miss by $0.12Q3 2025$2.49Beat by $0.72
Q2 2025$1.78Beat by $0.08
Q1 2025$1.66Miss by $0.01Q4 2024$1.56Miss by $0.06

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Questions, answered.

When did Aflac report Q2 2025 earnings?
Aflac (AFL) reported Q2 2025 earnings on August 5, 2025 after market close.
What were Aflac's Q2 2025 revenue and EPS?
Aflac reported revenue of $4.2B and diluted EPS of $1.78 for Q2 2025.
Did Aflac beat estimates in Q2 2025?
Revenue missed the consensus estimate of $4.3B by $111.8M. EPS beat the consensus estimate of $1.70 by $0.08.
How did Aflac's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 18.2% from $5.2B a year earlier and diluted EPS declined 2.7% from $1.83.
Where can I find Aflac's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000004977-25-000132) directly on SEC EDGAR. The filing index links above go to sec.gov.