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Aflac AFL Q2 2026 earnings

Reported August 6, 2026 · After market close

Revenue$4.1BBeat by $10.4M
Adjusted EPS$1.75Miss by $0.01
Revenue estimate$4.1B
EPS estimate$1.76
“Aflac delivered solid earnings for the quarter and for the first six months. These results reflect execution of our strategy, driving long-term value for shareholders. In Japan, we have secured new opportunities through successful product initiatives including Anshin Palette (medical insurance), Miraito (cancer insurance) and Tsumitasu (life insurance). In the U.S., our focus is on meeting the evolving needs of employers and their employees with supplemental health products and related benefits.”
Daniel P. Amos

Next report

Nov 4, 2026 (in a month)
Revenue estimate$4.1B
EPS estimate$1.81

Financials

Q2 2026

Income statement

See full
Revenue$4.1B-1.0%
Net income$825.0M+37.7%
EPS (diluted)$1.63+46.8%

Balance sheet

See full
Cash & equivalents$6.1B-12.1%
Total debt$8.8B-2.4%
Total equity$30.3B+11.4%
Total assets$115.96B-7.0%

Cash flow

See full
Operating cash flow$112.0M-71.9%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$55.74B-5.8%
Enterprise value$58.43B-4.5%
P/E11.5×-2.7×
P/S3.1×-0.3×

Profitability

See full
Net margin26.9%+11.6pp

Returns & leverage

See full
Return on equity16.9%+7.8pp
Debt / equity0.3×0.0×

Segments

By segment

See full
Aflac Japan$2.2B-12.6%
Corporate and other$291.0M-13.4%

FAQ

When did Aflac report Q2 2026 earnings?
Aflac (AFL) reported Q2 2026 earnings on August 6, 2026 after market close.
What were Aflac's Q2 2026 revenue and EPS?
Aflac reported revenue of $4.1B and adjusted eps of $1.75 for Q2 2026.
Did Aflac beat estimates in Q2 2026?
Revenue beat the consensus estimate of $4.1B by $10.4M. EPS missed the consensus estimate of $1.76 by $0.01.
How did Aflac's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 2.4% from $4.2B a year earlier.
Where can I find Aflac's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-054333) and the 10-Q periodic report (0001628280-26-054618) directly on SEC EDGAR. The filing index links above go to sec.gov.