Business Segments · Future policy benefits & unpaid policy claims
Aflac U.S. — Future policy benefits & unpaid policy claims
Aflac Aflac U.S. — Future policy benefits & unpaid policy claims increased by 2.9% to $11.28B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.9%, from $10.96B to $11.28B.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2019
Last reportedQ4 2025
Rolls up toClaims and claim adjustment expense reserves
How to read this metric
A significant increase may signal rising long-term liabilities or changes in actuarial risk assessments.
Detailed definition
This represents the estimated liability for future insurance benefits and unpaid claims that the U.S. segment is obligat...
Peer comparison
Standard insurance liability reserve reported by all life and health insurance carriers.
Metric ID:
afl_segment_aflac_u_s_future_policy_benefits_unpaid_policy_claimsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $11.80B | $11.91B | $11.49B | $10.96B | $11.28B |
| QoQ Change | — | +1.0% | -3.5% | -4.6% | +2.9% |
| YoY Change | — | +1.0% | -3.5% | -4.6% | +2.9% |
Range$10.96B – $11.91B
CAGR-4.4%
Avg YoY Growth-1.1%
Median YoY Growth-1.3%
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Frequently Asked Questions
- What is Aflac's aflac u.s. — future policy benefits & unpaid policy claims?
- Aflac (AFL) reported aflac u.s. — future policy benefits & unpaid policy claims of $11.28B in Q4 2025.
- How has Aflac's aflac u.s. — future policy benefits & unpaid policy claims changed year-over-year?
- Aflac's aflac u.s. — future policy benefits & unpaid policy claims increased by 2.9% year-over-year, from $10.96B to $11.28B.
- What does aflac u.s. — future policy benefits & unpaid policy claims mean?
- The total estimated money the U.S. segment must set aside to pay future insurance claims.