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Prudential Financial PRU Group Insurance — Future Policy Benefits, Losses, Claims Expenses

Other segment segments

Institutional Retirement Strategies
$85.69B+1.2%
Closed Block division
$41.48B-2.3%
Individual Life
$28.35B+6.8%
Total Corporate and Other
$9.13B+5.6%
Individual Retirement Strategies
$1.32B+11.9%
PGIM
$0

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$3.01B+1.0%
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CRBGLife Insurance — Future Policy Benefits
$13.51B+2.6%
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PFGSegment Benefits And Protection — Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense
$14.92B+6.2%
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METGroup Benefits — Supplementary Insurance Information Future Policy Benefits Other Policy Related Balances And Policyholder Dividend Obligation
$18.76B+3.0%
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KKRInsurance — Liability for Future Policy Benefits and Unpaid Claims and Claims Adjustment Expense
$154.57B+7.8%

Other financials

Income statement

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Revenue$15.5B+15.3%
Net income$597.0M-15.6%
EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%
Total debt$18.9B-3.4%
Total equity$32.0B+7.0%
Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%
Enterprise value$40.54B+2.3%
P/E10.9×-11.4×
P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's group insurance — future policy benefits, losses, claims expenses?
Prudential Financial (PRU) reported group insurance — future policy benefits, losses, claims expenses of $5.61B in Q4 2025.
How has Prudential Financial's group insurance — future policy benefits, losses, claims expenses changed year-over-year?
Prudential Financial's group insurance — future policy benefits, losses, claims expenses increased by 3.4% year-over-year, from $5.43B to $5.61B.
What does group insurance — future policy benefits, losses, claims expenses mean?
The estimated liability for future benefit payments and claims associated with the group insurance segment's policies. This represents the actuarial reserve set aside to ensure the company can meet its long-term obligations to policyholders. It is a fundamental measure of the segment's long-term risk and liability profile.