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Prudential Financial PRU Individual Retirement Strategies — Future Policy Benefits, Losses, Claims Expenses

Other segment segments

Institutional Retirement Strategies
$85.69B+1.2%
Closed Block division
$41.48B-2.3%
Individual Life
$28.35B+6.8%
Total Corporate and Other
$9.13B+5.6%
Group Insurance
$5.61B+3.4%
PGIM
$0

Similar metrics at other companies

Corebridge Financial logo
CRBGIndividual Retirement — Future Policy Benefits
$1.22B+3.0%
Equitable Holdings logo
EQHRetirement — Future policy benefits and other policyholders’ liabilities
$5.32B+3.8%
Apollo Global Management logo
APORetirement Services — Future policy benefits
$48.66B-2.5%
Corebridge Financial logo
CRBGIndividual Retirement — Liability for Future Policy Benefit, after Reinsurance
$1.19B+0.2%
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CRBGIndividual Retirement — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change
$1.15B+0.8%
Apollo Global Management logo
APORetirement Services — Future policy and other policy benefits
$639M+18.1%

Other financials

Income statement

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Revenue$15.5B+15.3%
Net income$597.0M-15.6%
EPS (diluted)$1.68-14.3%

Balance sheet

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Cash & equivalents$15.9B-0.8%
Total debt$18.9B-3.4%
Total equity$32.0B+7.0%
Total assets$765.40B+3.5%

Cash flow

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Operating cash flow$1.0B+140%

Valuation

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Market cap$37.6B-0.1%
Enterprise value$40.54B+2.3%
P/E10.9×-11.4×
P/S0.6×0.0×

Profitability

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Net margin5.5%+1.6pp

Returns & leverage

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Return on equity11.2%+3.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's individual retirement strategies — future policy benefits, losses, claims expenses?
Prudential Financial (PRU) reported individual retirement strategies — future policy benefits, losses, claims expenses of $1.32B in Q4 2025.
How has Prudential Financial's individual retirement strategies — future policy benefits, losses, claims expenses changed year-over-year?
Prudential Financial's individual retirement strategies — future policy benefits, losses, claims expenses increased by 11.9% year-over-year, from $1.18B to $1.32B.
What does individual retirement strategies — future policy benefits, losses, claims expenses mean?
The estimated liability for future obligations to policyholders, including death benefits, annuity payments, and other contractual guarantees. This reflects the actuarial present value of future cash outflows required to settle insurance obligations.