Fixed Annuity — Guaranteed Minimum Crediting Rates
Aflac Fixed Annuity — Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.02 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.02 to $0.02. Over 2 years (FY 2023 to FY 2025), Fixed Annuity — Guaranteed Minimum Crediting Rates shows relatively stable performance with a -2.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A higher guaranteed rate increases the company's financial risk in low-interest-rate environments, while a lower rate provides more flexibility.
Detailed definition
This represents the floor interest rate that the company is contractually obligated to pay on annuity account balances....
Peer comparison
Comparable to 'Minimum Interest Rate Guarantees' or 'Floor Rates' in annuity product disclosures.
afl_segment_fixed_annuity_guaranteed_minimum_crediting_ratesHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | -4.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | -4.3% | -4.3% | -4.3% | -4.3% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Aflac's fixed annuity — guaranteed minimum crediting rates?
- Aflac (AFL) reported fixed annuity — guaranteed minimum crediting rates of $0.02 in Q1 2026.
- How has Aflac's fixed annuity — guaranteed minimum crediting rates changed year-over-year?
- Aflac's fixed annuity — guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.02 to $0.02.
- What is the long-term trend for Aflac's fixed annuity — guaranteed minimum crediting rates?
- Over 2 years (2023 to 2025), Aflac's fixed annuity — guaranteed minimum crediting rates has grown at a -2.2% compound annual growth rate (CAGR), from $0.09 to $0.09.
- What does fixed annuity — guaranteed minimum crediting rates mean?
- The lowest interest rate the company guarantees to pay on annuity accounts.