Products & Services · Range of Guaranteed Minimum Crediting Rates

Fixed annuities — Range of Guaranteed Minimum Crediting Rates

Ameriprise Financial Fixed annuities — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.05 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 2 years (FY 2023 to FY 2025), Fixed annuities — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

An increase in the range may indicate higher competitive pressure or rising interest rate environments, while a decrease suggests lower cost of funds or reduced interest rate risk.

Detailed definition

This metric represents the range of guaranteed minimum interest rates applied to non-indexed fixed annuity account balan...

Peer comparison

Peers in the life and annuity insurance sector report similar minimum crediting rate floors, which are typically benchmarked against long-term government bond yields and regulatory requirements.

Metric ID: amp_segment_fixed_annuities_range_of_guaranteed_minimum_crediting_rates

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
Range$0.05$0.05
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak13+ quarters growth

Frequently Asked Questions

What is Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates?
Ameriprise Financial (AMP) reported fixed annuities — range of guaranteed minimum crediting rates of $0.05 in Q1 2026.
How has Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates changed year-over-year?
Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.05 to $0.05.
What is the long-term trend for Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates?
Over 2 years (2023 to 2025), Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.20 to $0.20.
What does fixed annuities — range of guaranteed minimum crediting rates mean?
The range of minimum interest rates the company guarantees to pay on fixed annuity accounts.