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Ameriprise Financial AMP Fixed annuities — Range of Guaranteed Minimum Crediting Rates

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Other financials

Income statement

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Revenue$4.8B+10.5%
Net income$915.0M+56.9%
EPS (diluted)$9.68+66.0%

Balance sheet

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Cash & equivalents$9.4B+4.8%
Total debt$276.0M-14.3%
Total equity$6.2B+14.5%
Total assets$184.45B+3.0%

Cash flow

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Operating cash flow$459.0M-72.8%
CapEx$29.0M-19.4%
Free cash flow$430.0M-73.9%

Valuation

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Market cap$40.75B-16.1%
P/E10.5×-5.8×
P/S2.2×-0.6×

Profitability

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Net margin20.6%+3.4pp
FCF margin36.7%-1.6pp

Returns & leverage

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Return on equity66.9%+8.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameriprise Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceGuaranteedMinimumCreditRating.

The official record: Ameriprise Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates?
Ameriprise Financial (AMP) reported fixed annuities — range of guaranteed minimum crediting rates of $0.05 in Q1 2026.
How has Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates changed year-over-year?
Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.05 to $0.05.
What is the long-term trend for Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates?
Over 2 years (2023 to 2025), Ameriprise Financial's fixed annuities — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.2 to $0.2.
What does fixed annuities — range of guaranteed minimum crediting rates mean?
This metric represents the range of guaranteed minimum interest rates applied to non-indexed fixed annuity account balances. It reflects the floor interest rate the company is contractually obligated to pay policyholders regardless of market performance. This is a critical indicator of the company's interest rate risk exposure and its competitive positioning in the retirement savings market.