Skip to content
OpenCapital
Get started
Income StatementBalance SheetCash FlowSegments
Ameriprise Financial logo

Ameriprise Financial Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Ameriprise Financial holds $184.45B in total assets. Cash and equivalents total $9.4B. Based on the Q1 2026 filing.

Total Assets$184.45BTotal Stockholders Equity$6.2BCash And Equivalents$9.4B
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$40.5B
P/E Ratio10.39
ROE66.94%

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Aggregate Notional Principal Outstanding$155.3B$162.9B$166.9B$173.7B$174.4B$174.8B
Aggregate Fair Value of Additional Collateral Required$1M$0$0$0$1M$1M
Additional Collateral Required - One Notch Downgrade$1M$0$0$0$1M$1M
Gross Assets/Liabilities$5.7B$5.1B$6.8B$8.2B$8.2B$6.9B
Additional Liability, Long-Duration Insurance, before Reinsurance, after Discount Rate Change$1.4B$1.4B$1.4B$1.5B$1.5B$1.5B
Effect of Changes in Experience-$4M$3M-$1M$10M$12M$2M
Effect of changes in discount rate assumptions$327M$222M$175M$30M$71M$262M
Effect of changes in discount rate assumptions-$58M-$40M-$30M-$7M-$16M-$48M
Collateral already posted, aggregate fair value$68M$91M$94M$110M$103M$93M
Common stock, par value (in dollars per share)$0.01$0.01$0.01$0.01$0.01$0.01
Common stock, shares authorized (in shares)1.3B1.3B1.3B1.3B1.3B1.3B
Common stock, shares issued (in shares)337.7M337.9M338M338M338.1M338.2M
Accounts receivable$538M$477M$486M$476M$590M$483M
Deferred Income$570M$591M$611M$631M$651M$670M
Deferred Sale Inducement Cost$132M$128M$125M$121M$118M$115M
U.S. federal, state and foreign net operating loss, credit carryforwards and other carryforwards—————$60M
Deferred Tax Assets, Valuation Allowance$67M$68M$70M$69M$65M$64M
Derivative Asset, Subject to Master Netting Arrangement, after Offset and Deduction$121M—$248M$224M$255M$444M
Total gross fair value, derivative assets$9.3B$8.1B$10.5B$12.8B$13.2B$11.8B
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset$0$0$0$0$0$0
Derivative asset fair value of collateral$2.2B$2.3B$2.6B$3.1B$2.8B$3.6B
Potential reduction in net position of total derivative assets$5.6B$5B$6.8B$8B$8.1B$6.8B
Derivative Asset, Security Purchased under Agreement to Resell, and Security Borrowed, Subject to Master Netting Arrangement, Liability Offset$0$0$0$0$0$0
Derivative Asset, Securities Purchased under Agreements to Resell, Securities Borrowed$9.5B$8.4B$10.7B$13B$13.3B$12.1B
Derivative Asset, Security Purchased under Agreement to Resell, and Security Borrowed, Subject to Master Netting Arrangement, before Offset$9.5B$8.4B$10.7B$13B$13.3B$12.1B
Derivative Asset, Security Purchased under Agreement to Resell, and Security Borrowed, Including Not Subject to Master Netting Arrangement, after Offset and Deduction$126M—$251M$228M$262M$440M
Derivative Asset, Security Purchased under Agreement to Resell, and Security Borrowed, Subject to Master Netting Arrangement, Deduction of Financial Instrument Not Offset$5.7B$5.1B$6.8B$8.1B$8.1B$6.9B
Derivative Asset, Security Purchased under Agreement to Resell, and Security Borrowed, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash Not Offset$1.6B$1.2B$1.4B$2B$2.5B$1.4B
Margin cash collateral received from counterparties that was not offset against derivative assets$1.6B$1.2B$1.4B$1.8B$2.5B$1.4B
Securities Collateral Held /Pledged Under Master Netting Agreements$2B$1.6B$2.1B$2.7B$2.3B$3.1B
Margin cash collateral provided to counterparties that was not offset against derivative assets or liabilities$15M$5M$0$1M$3M$2M
Securities Collateral Held /Pledged Under Master Netting Agreements$68M$93M$94M$110M$103M$93M
Derivative, gross, assets$9.2B$8B$10.5B$12.7B$13.1B$11.8B
Derivatives, gross, liabilities$5.7B$5.1B$6.8B$8.2B$8.2B$6.9B
Derivative Liability, Subject to Master Netting Arrangement, after Offset and Deduction$26M—$3M$17M$29M$13M
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset$0$0$0$0$0$0
Total gross fair value, derivative liabilities$9.2B$8B$10.8B$13B$13.2B$11.2B
Potential reduction in net position of total derivative liabilities$5.6B$5B$6.8B$8B$8.1B$6.8B
Derivative Liability Securities Sold Under Agreements To Resell Securities Loaned Collateral Right To Reclaim Securities$263M$381M$278M$339M$273M$406M
Derivative Liability Securities Sold Under Agreements To Resell Securities Loaned Amount Offset Against Collateral$33M—$8M$23M$38M$9M
Derivative Liability, Security Sold under Agreement to Repurchase, and Security Loaned, Subject to Master Netting Arrangement, Deduction of Financial Instrument Not Offset$5.7B$5.1B$6.8B$8.1B$8.1B$6.9B
Derivative Liability Securities Sold Under Agreements To Resell Securities Loaned Collateral Right To Reclaim Cash$15M$5M$0$1M$3M$2M
Derivative, Net Liability Position, Aggregate Fair Value$69M$91M$94M$110M$104M$94M
Notional$155.3B$162.9B$166.9B$173.7B$174.4B$174.8B
Fair value of embedded derivative-$3.5B-$2.9B-$3.9B-$4.9B-$5B-$4.3B
Fair Value of Securities Received as Collateral that Can be Resold or Repledged$2B$2.1B$2.3B$2.8B$2.4B$3B
Assets held in trust accounts, reinsurance agreements$5.8B$5.7B$5.6B$5.5B$5.4B$5.3B
Income Tax Examination, Penalties and Interest Accrued$31M$38M$39M$41M$55M$59M
Adjustment due to reserve flooring$7M$7M$8M$8M$8M$8M
Reserve for future policy benefits$7.4B$7.5B$7.5B$7.7B$7.6B$7.4B
Deferred profit liability$118M$121M$125M$128M$130M$135M
Other insurance and annuity liabilities$192M$214M$153M$131M$78M$124M
Additional liabilities for insurance guarantees$1.4B$1.4B$1.4B$1.5B$1.5B$1.5B
Expected future gross premiums$5.8B$5.7B$5.6B$5.6B$6B$5.9B
Effect of changes in cash flow assumptions$20M———$0—
Expected future benefit payments undiscounted$15.6B$15.4B$15.3B$15.3B$15.2B$15.1B
Liability for Future Policy Benefit, Expected Future Benefit, Original Discount Rate, before Reinsurance, after Cash Flow Change$9.6B———$9.5B—
Effect of actual variances from expected experience-$37M———-$30M—
Expected future benefit payments discounted$3.8B$3.7B$3.7B$3.7B$4B$3.8B
Beginning balance at original discount rate$9.6B$9.5B$9.5B$9.5B$9.5B$9.5B
Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Reinsurance, after Cash Flow Change$1.9B———$1.8B—
Beginning balance at original discount rate$1.9B$1.9B$1.8B$1.8B$1.9B$1.8B
Effect of changes in cash flow assumptions$31M———$0—
Liability for Future Policy Benefit, Expected Net Premium, before Reinsurance, after Discount Rate Change$1.8B$1.8B$1.8B$1.8B$1.8B$1.8B
Effect of actual variances from expected experience-$28M———-$19M—
Related premium tax asset$9M$8M$8M$8M$11M$11M
Liability for guaranty fund and other insurance-related assessments$11M$10M$10M$10M$13M$13M
Market Risk Benefit, after Increase (Decrease) from Instrument-Specific Credit Risk-$919M-$114M-$769M-$996M-$1.1B-$575M
Asset$2.2B$1.7B$2.1B$2.2B$2.3B$1.9B
Policyholder Account Balance, Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense$41.9B$41.9B$43.8B$45.7B$46.5B$46.4B
Policyholder Account Balance, Percentage100.0%100.0%100.0%100.0%100.0%100.0%
Greater than 12 months to 24 months0.0%0.0%0.0%0.0%0.0%0.0%
Greater than 24 months0.0%0.0%0.0%0.0%0.0%0.0%
Next 12 months100.0%100.0%100.0%100.0%100.0%100.0%
Securities borrowed, gross assets recognized$218M$351M$206M$279M$202M$317M
Fair value of securities pledged to counterparties$0$0$0$0$0$0
Security Borrowed, Subject to Master Netting Arrangement, after Offset and Deduction$5M—$3M$4M$7M-$4M
Security Loaned, Subject to Master Netting Arrangement, after Offset and Deduction$7M—$5M$6M$9M-$4M
Separate Account, Liability, Cash Surrender Value, Amount$76.2B$73.7B$77B$78.8B$78.2B$74.7B
Share Repurchase Program, Authorized, Amount——$4.5B———
Share Repurchase Program, Remaining Authorized, Amount—$271M$4.2B$3.5B—$1.8B
Treasury stock, shares (in shares)241.6M242.4M243.5M244.9M246.8M248.2M
Unrecognized tax benefits$164M$173M$170M$166M$168M$169M
Amount that if recognized, would affect the effective tax rate or regulatory liability$134M$142M$138M$136M$137M$140M
Total Collateral Pledged to Third Parties$0$0$0$0$0$0

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accumulated other comprehensive income (loss)-$1.9B-$1.5B-$1.2B-$969M-$892M-$1.2B
Additional paid-in capital$10.1B$10.2B$10.3B$10.3B$10.4B$10.4B
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$3M$3M$3M$3M$3M$3M
Retained earnings$24.7B$25.1B$26.1B$26.8B$27.7B$28.4B
Share Repurchase Program - Amount Remaining—$271M$4.2B$3.5B—$1.8B
Total liabilities and stockholders' equity$181.4B$179.1B$184.9B$190.1B$190.9B$184.4B
Total stockholders' equity$5.2B$5.4B$6.1B$6.5B$6.5B$6.2B
Treasury stock$27.7B$28.4B$29B$29.7B$30.6B$31.4B

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Allowance for credit losses$54M$46M$47M$48M$52M$54M
Deferred policy acquisition costs$2.7B$2.7B$2.6B$2.6B$2.6B$2.6B
Separate account assets$78.1B$75.6B$78.8B$80.7B$80B$76.5B
Reinsurance recoverable on policy benefits$3.8B$3.8B$3.8B$3.8B$3.8B$3.7B
Pledged Assets - Fair Value$0$0$0$0$0$0
Total assets$181.4B$179.1B$184.9B$190.1B$190.9B$184.4B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash and cash equivalents$9.5B$9B$9.6B$11B$11.2B$9.4B
Securities segregated for regulatory purposes$1.4B$1.3B$1.2B$1.2B$1.1B$924M
Derivative Assets - Fair Value$9.2B$8B$10.5B$12.7B$13.1B$11.8B
Securities borrowed$218M$351M$206M$279M$202M$317M
Securities Borrowed - Offset Policy Deduction$71M$97M$65M$92M$65M$62M

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Liability for Claims and Claims Adjustment Expense$214M$221M$221M$338M$184M$218M
Derivative Liabilities - Fair Value$0$0$0$0$0$0
Derivative Liabilities - Not Offset Policy Election Deduction$5.6B$5B$6.8B$8B$8.1B$6.8B
Deposits$35.8B$35.6B$34.6B$33.6B$33.8B$33.3B
Securities loaned$273M$392M$254M$327M$244M$371M
Securities Borrowed Collateral Obligation to Return$142M$249M$138M$0$130M$259M
Obligation to Return Securities Received as Collateral$142M$249M$138M$0$130M$259M
Securities Loaned - Offset Policy Deduction$71M$97M$65M$92M$65M$62M

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Federal Home Loan Bank Borrowings$201M$201M$201M$201M$200M$200M
Future policy benefits$9.1B$9.2B$9.2B$9.4B$9.3B$9.2B
Insurance Liabilities and Annuity Benefits$9.3B$9.3B$9.3B$9.5B$9.4B$9.2B
Separate account liabilities$78.1B$75.6B$78.8B$80.7B$80B$76.5B
Accounts payable, accrued expenses, and other liabilities (includes VIE balances of $159 and $183)$2.7B$2.3B$2.5B$2.7B$3B$2.5B
Market risk benefits$1.3B$1.6B$1.3B$1.2B$1.2B$1.4B
Policyholder account balances, future policy benefits and claims$41.9B$41.9B$43.8B$45.7B$46.5B$46.4B
Policyholders' account balances$32.5B$32.5B$34.4B$36B$37B$37B
Secured Borrowings Cash Right to Reclaim$15M$5M$0$1M$3M$2M
Total liabilities$176.2B$173.6B$178.8B$183.6B$184.4B$178.2B