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Aflac AFL Hospital indemnity — Interest Expense

Other product segments

Life insurance
$117M-8.6%
Critical care
$84M-1.2%
Medical and other health
$65M-5.8%
Other
$24M-7.7%
Accident
$7M+16.7%
Disability
$7M-12.5%
Dental/vision
$2M-33.3%

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$13M-7.1%
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$9M0.0%
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$107M+7.0%

Other financials

Income statement

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Revenue$4.1B-1.0%
Net income$825.0M+37.7%
EPS (diluted)$1.63+46.8%

Balance sheet

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Cash & equivalents$6.1B-12.1%
Total debt$8.8B-2.4%
Total equity$30.3B+11.4%
Total assets$115.96B-7.0%

Cash flow

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Operating cash flow$112.0M-71.9%

Valuation

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Market cap$63.91B+16.8%
Enterprise value$66.6B+17.3%
P/E13.1×-9.3×
P/S3.5×+0.1×

Profitability

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Net margin26.9%+11.6pp

Returns & leverage

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Return on equity16.9%+7.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The source filing: Aflac’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 9:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054618
(In millions)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other18203638
Aflac U.S.
Accident761413
Disability781415
Critical care8485167170
Hospital indemnity8101819
Dental/vision2356
Life insurance13122523

Item 1. Financial Statements (Unaudited)

FAQ

What is Aflac's hospital indemnity — interest expense?
Aflac (AFL) reported hospital indemnity — interest expense of $8M in Q2 2026.
How has Aflac's hospital indemnity — interest expense changed year-over-year?
Aflac's hospital indemnity — interest expense decreased by 20.0% year-over-year, from $10M to $8M.
What is the long-term trend for Aflac's hospital indemnity — interest expense?
Over 4 years (2021 to 2025), Aflac's hospital indemnity — interest expense has grown at a -1.9% compound annual growth rate (CAGR), from $40M to $37M.
What does hospital indemnity — interest expense mean?
This metric captures the interest costs associated with the financing of the hospital indemnity segment's liabilities. It reflects the cost of carrying the reserves required to support long-term policy obligations.

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