Products & Services · Interest Expense

Life insurance — Interest Expense

Aflac Life insurance — Interest Expense decreased by 2.4% to $120.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.0%, from $125.00M to $120.00M. Over 4 years (FY 2021 to FY 2025), Life insurance — Interest Expense shows a downward trend with a -6.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

An increase in interest expense is expected as the liability book grows or as discount rates fluctuate, reflecting the time value of money on insurance obligations.

Detailed definition

This reflects the interest expense associated with the accretion of the liability for future policy benefits over time....

Peer comparison

Comparable to 'Interest Accretion' or 'Interest Expense on Reserves' reported by other life insurance companies.

Metric ID: afl_segment_life_insurance_interest_expense

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$166.00M$166.00M$166.00M$157.00M$144.00M$121.00M$137.00M$142.00M$140.00M$123.00M$133.00M$128.00M$124.00M$134.00M$127.00M$125.00M$128.00M$128.00M$123.00M$120.00M
QoQ Change+0.0%+0.0%-5.4%-8.3%-16.0%+13.2%+3.6%-1.4%-12.1%+8.1%-3.8%-3.1%+8.1%-5.2%-1.6%+2.4%+0.0%-3.9%-2.4%
YoY Change-13.3%-27.1%-17.5%-9.6%-2.8%+1.7%-2.9%-9.9%-11.4%+8.9%-4.5%-2.3%+3.2%-4.5%-3.1%-4.0%
Range$120.00M$166.00M
CAGR-6.6%
Avg YoY Growth-6.2%
Median YoY Growth-4.2%
Current Streak2 quarters decline

Frequently Asked Questions

What is Aflac's life insurance — interest expense?
Aflac (AFL) reported life insurance — interest expense of $120.00M in Q1 2026.
How has Aflac's life insurance — interest expense changed year-over-year?
Aflac's life insurance — interest expense decreased by 4.0% year-over-year, from $125.00M to $120.00M.
What is the long-term trend for Aflac's life insurance — interest expense?
Over 4 years (2021 to 2025), Aflac's life insurance — interest expense has grown at a -6.7% compound annual growth rate (CAGR), from $664.00M to $504.00M.
What does life insurance — interest expense mean?
The cost incurred by the company as it accrues interest on its long-term insurance liabilities.