Segment Life — Interest Accretion
Chubb Segment Life — Interest Accretion increased by 5.6% to $113.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 18.9%, from $95.00M to $113.00M. Over 3 years (FY 2022 to FY 2025), Segment Life — Interest Accretion shows an upward trend with a 22.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher accretion reflects a larger reserve base or higher discount rates, which is a standard operational expense for long-duration insurance products.
Detailed definition
The periodic increase in the liability for future policy benefits due to the passage of time, based on the discount rate...
Peer comparison
Standard actuarial expense item for life insurers, often labeled as 'Interest on Reserves' or 'Accretion Expense'.
cb_segment_life_insurance_interest_accretionHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $57.00M | $57.00M | $57.00M | $57.00M | $71.00M | $71.00M | $79.00M | $111.00M | $86.00M | $86.00M | $94.00M | $95.00M | $99.00M | $103.00M | $107.00M | $113.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +24.6% | +0.0% | +11.3% | +40.5% | -22.5% | +0.0% | +9.3% | +1.1% | +4.2% | +4.0% | +3.9% | +5.6% |
| YoY Change | — | — | — | — | +24.6% | +24.6% | +38.6% | +94.7% | +21.1% | +21.1% | +19.0% | -14.4% | +15.1% | +19.8% | +13.8% | +18.9% |
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Frequently Asked Questions
- What is Chubb's segment life — interest accretion?
- Chubb (CB) reported segment life — interest accretion of $113.00M in Q4 2025.
- How has Chubb's segment life — interest accretion changed year-over-year?
- Chubb's segment life — interest accretion increased by 18.9% year-over-year, from $95.00M to $113.00M.
- What is the long-term trend for Chubb's segment life — interest accretion?
- Over 3 years (2022 to 2025), Chubb's segment life — interest accretion has grown at a 22.8% compound annual growth rate (CAGR), from $228.00M to $422.00M.
- What does segment life — interest accretion mean?
- The interest expense added to the insurance reserve balance over time as the payout date for claims approaches.