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Cincinnati Financial CINF Term Life Insurance — Interest accrual

Other product segments

Whole Life Insurance
$8M-11.1%

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$11.3M-1.7%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's term life insurance — interest accrual?
Cincinnati Financial (CINF) reported term life insurance — interest accrual of $32M in Q1 2026.
How has Cincinnati Financial's term life insurance — interest accrual changed year-over-year?
Cincinnati Financial's term life insurance — interest accrual decreased by 0.0% year-over-year, from $32M to $32M.
What is the long-term trend for Cincinnati Financial's term life insurance — interest accrual?
Over 4 years (2021 to 2025), Cincinnati Financial's term life insurance — interest accrual has grown at a 4.1% compound annual growth rate (CAGR), from $109M to $128M.
What does term life insurance — interest accrual mean?
This metric tracks the interest accrued on the liability for future policy benefits, reflecting the time value of money as the company approaches its future obligations. It is a non-cash expense that represents the growth of the reserve balance due to the passage of time. It is essential for understanding the underlying cost of capital for the life insurance segment.