Skip to content

Horace Mann Educators HMN Experience Life Insurance — Interest accruals

Other product segments

Term Life Insurance
$4.3M0.0%
Limited Pay Whole Life Insurance
$1.2M+9.1%
Life Contingent SPIA Retirement Insurance
$1M0.0%

Similar metrics at other companies

Corebridge Financial logo
CRBGLife Insurance — Interest accrual
$197M-1.5%
Cincinnati Financial logo
CINFTerm Life Insurance — Interest accrual
$32M0.0%
Kemper logo
KMPRTerm Life Insurance — Interest Accrual
$7.3M0.0%
Aflac logo
AFLLife insurance — Interest accrual
$157M-3.1%
Chubb logo
CBSegment Life — Interest accrual
$192M+6.1%
Prudential Financial logo
PRUTerm Life — Interest accrual
$237M-0.4%

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's experience life insurance — interest accruals.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's experience life insurance — interest accruals?
Horace Mann Educators (HMN) reported experience life insurance — interest accruals of $11.3M in Q1 2026.
How has Horace Mann Educators's experience life insurance — interest accruals changed year-over-year?
Horace Mann Educators's experience life insurance — interest accruals decreased by 1.7% year-over-year, from $11.5M to $11.3M.
What is the long-term trend for Horace Mann Educators's experience life insurance — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's experience life insurance — interest accruals has grown at a -1.6% compound annual growth rate (CAGR), from $47.9M to $45.7M.
What does experience life insurance — interest accruals mean?
This metric quantifies the interest credited to policyholder accounts or the accretion of insurance contract liabilities over time. It reflects the cost of capital associated with long-term insurance obligations and the impact of interest rate environments on policyholder benefits. Consistent accruals are essential for maintaining the solvency and attractiveness of interest-sensitive life insurance products.