Screener
Horace Mann Educators HMN Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 10.2%+1.7pp | 9.6%+2.6pp | 9.5%+3.1pp | 9.8%+3.2pp | 8.5%+3.3pp | |
| Returns | ||||||
| Return on equity | 12.4%+1.5pp | 11.7%+2.8pp | 11.7%+3.4pp | 12%+3.1pp | 10.9%+3.9pp | |
| Return on invested capital | 10.6%+1.3pp | 10%+2.1pp | 10%+2.5pp | 9.5%+1.6pp | 9.3%+2.7pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.6×+0.2× | 0.4×0.0× | |
| Net debt / EBITDA | 1.9×-0.2× | 2.1×-0.4× | 2.1×-0.5× | 3×+0.3× | 2.1×-1.2× | |
| Per Share | ||||||
| Book value per share | $36.48+11.6% | $35.68+10.5% | $35.64+14.9% | $34.65+11.5% | $32.70+12.5% | |
| Valuation | ||||||
| Market capitalization | $2.19B+26.6% | $1.73B-1.1% | $1.88B+17.5% | $1.84B+29.0% | $1.75B+30.8% | |
| Price / earnings | 12.3×0.0× | 10.5×-4.8× | 11.6×-4.0× | 11.2×-2.5× | 12.5×-3.9× | |
| Price / sales | 1.3×+0.2× | 1×-0.1× | 1.1×+0.1× | 1.1×+0.2× | 1.1×+0.2× | |
| Price / book | 1.5×+0.2× | 1.2×-0.1× | 1.3×0.0× | 1.3×+0.2× | 1.3×+0.2× | |
| EV / EBITDA | 9.7×+0.3× | 8.6×-2.5× | 9.2×-1.9× | 9.9×-0.4× | 9.5×-2.3× | |
| Dividend yield | 2.6%-0.6pp | 3.3%+0.1pp | 3%-0.4pp | 3.1%-0.8pp | 3.2%-0.9pp |
FAQ
- Where do Horace Mann Educators's ratios come from?
- Every ratio is computed from Horace Mann Educators's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
