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Horace Mann Educators HMN Net debt / EBITDA

Net debt / EBITDA at other companies

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MetLifeMET
-1.1×-17.5×
Kemper logo
KemperKMPR
3.6×+0.8×
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.7×-0.3×
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
0.6×—
F&G Annuities & Life logo
F&G Annuities & LifeFG
0.4×+0.3×
Prudential Financial logo
Prudential FinancialPRU
0.6×—

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Calculated from Horace Mann Educators’s reported figures.

net debt/ebitda=2.1×

Based on the most recent quarter.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's net debt / EBITDA?
Horace Mann Educators (HMN) reported net debt / EBITDA of 2.1× in Q1 2026.
How has Horace Mann Educators's net debt / EBITDA changed year-over-year?
Horace Mann Educators's net debt / EBITDA decreased by 15.3% year-over-year, from 2.5× to 2.1×.
What is the long-term trend for Horace Mann Educators's net debt / EBITDA?
Over 4 years (2020 to 2025), Horace Mann Educators's net debt / EBITDA has grown at a -0.3% compound annual growth rate (CAGR), from 2.2× to 2.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.