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Horace Mann Educators HMN Net debt / EBITDA

Net debt / EBITDA at other companies

MetLife logo
MetLifeMET
-1.1×-17.5×
Kemper logo
KemperKMPR
3.6×+0.8×
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.7×-0.3×
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
0.6×
Prudential Financial logo
Prudential FinancialPRU
0.6×
American Financial Group logo
American Financial GroupAFG
0.5×0.0×

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Calculated from Horace Mann Educators’s reported figures.

Based on the most recent quarter.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033

FAQ

What is Horace Mann Educators's net debt / EBITDA?
Horace Mann Educators (HMN) reported net debt / EBITDA of 1.9× in Q2 2026.
How has Horace Mann Educators's net debt / EBITDA changed year-over-year?
Horace Mann Educators's net debt / EBITDA decreased by 9.0% year-over-year, from 2.1× to 1.9×.
What is the long-term trend for Horace Mann Educators's net debt / EBITDA?
Over 4 years (2020 to 2025), Horace Mann Educators's net debt / EBITDA has grown at a -0.3% compound annual growth rate (CAGR), from 2.2× to 2.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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