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Kemper KMPR Net debt / EBITDA

Net debt / EBITDA at other companies

Progressive logo
ProgressivePGR
0.5×0.0×
Allstate logo
AllstateALL
0.5×-0.6×
Berkshire Hathaway logo
Berkshire HathawayBRK.B
0.1×0.0×
Horace Mann Educators logo
Horace Mann EducatorsHMN
1.9×-0.2×
American Financial Group logo
American Financial GroupAFG
0.5×0.0×
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.7×-0.3×

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Calculated from Kemper’s reported figures.

Based on the most recent quarter.

The source filing: Kemper’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084

FAQ

What is Kemper's net debt / EBITDA?
Kemper (KMPR) reported net debt / EBITDA of 3.6× in Q4 2025.
How has Kemper's net debt / EBITDA changed year-over-year?
Kemper's net debt / EBITDA increased by 29.1% year-over-year, from 2.8× to 3.6×.
What is the long-term trend for Kemper's net debt / EBITDA?
Over 2 years (2020 to 2025), Kemper's net debt / EBITDA has grown at a 35.9% compound annual growth rate (CAGR), from 1.9× to 3.6×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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