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Discontinued — last reported Q4 '25

EBITDA at other companies

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Berkshire HathawayBRK.B
$37B+91.4%
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Horace Mann EducatorsHMN
$65.3M+26.3%
American Financial Group logo
American Financial GroupAFG
$340M+35.5%
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MediaAlphaMAX
$20.54M+205%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.55B-51.3%
Enterprise value$2.42B-39.9%
P/S0.3×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Calculated from Kemper’s reported figures.

$40.2Mebit+
$13.1MDepreciation Depletion & Amortization
=$53.28M

The source filing: Kemper’s 10-K, filed February 11, 2026. Open the filing →

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014

FAQ

What is Kemper's EBITDA?
Kemper (KMPR) reported EBITDA of $53.28M in Q4 2025.
How has Kemper's EBITDA changed year-over-year?
Kemper's EBITDA decreased by 57.3% year-over-year, from $124.63M to $53.28M.
What is the long-term trend for Kemper's EBITDA?
Over 2 years (2023 to 2025), Kemper's EBITDA has grown at a 29.8% compound annual growth rate (CAGR), from -$146.18M to $246.4M.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.

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