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Discontinued — last reported Q4 '25

EBITDA at other companies

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Horace Mann EducatorsHMN
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Brown & BrownBRO

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Calculated from Kemper’s reported figures.

$40.2Mebit+
$13.1MDepreciation Depletion & Amortization
=$53.28M

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's EBITDA?
Kemper (KMPR) reported EBITDA of $53.28M in Q4 2025.
How has Kemper's EBITDA changed year-over-year?
Kemper's EBITDA decreased by 57.3% year-over-year, from $124.63M to $53.28M.
What is the long-term trend for Kemper's EBITDA?
Over 2 years (2023 to 2025), Kemper's EBITDA has grown at a 29.8% compound annual growth rate (CAGR), from -$146.18M to $246.4M.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.