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Discontinued — last reported Q4 '25

EBIT at other companies

Horace Mann Educators logo
Horace Mann EducatorsHMN
$59.7M+5.9%
Berkshire Hathaway logo
Berkshire HathawayBRK.B
American Financial Group logo
American Financial GroupAFG

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Calculated from Kemper’s reported figures.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's EBIT?
Kemper (KMPR) reported EBIT of $40.18M in Q4 2025.
How has Kemper's EBIT changed year-over-year?
Kemper's EBIT decreased by 64.0% year-over-year, from $111.73M to $40.18M.
What is the long-term trend for Kemper's EBIT?
Over 2 years (2023 to 2025), Kemper's EBIT has grown at a -8.3% compound annual growth rate (CAGR), from -$204.78M to $172.1M.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.