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Horace Mann Educators

HMN

Horace Mann Educators Corporation is a multiline financial services company primarily dedicated to serving the U.S. educator community and public sector employees.

Market cap
$2.09B+23.7%
Revenue$1.7B+5.5%
Net income$165.1M+44.2%
EPS (diluted)$3.98+44.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$321.7M
EPS estimate$0.79

Financials

Q1 2026

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation & ratios

Valuation

See full
Market cap$2.09B+23.7%
Enterprise value$2.66B+20.9%
P/E12.7×+0.6×
P/S1.2×+0.2×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Competitors

Profile

Horace Mann Educators Corporation is a multiline financial services company primarily dedicated to serving the U.S. educator community and public sector employees. The company provides a comprehensive suite of insurance and retirement solutions designed to meet the unique financial needs of teachers and school district employees throughout their careers. Its value proposition centers on a specialized understanding of educator-specific challenges, such as state retirement systems and student loan management.

Competitive position

The company is the largest multiline financial services company focused specifically on the American educator market, utilizing a differentiated omni-channel distribution model.

GeographiesUnited States
Customer segmentsEducators, Public Sector Employees, K-12 School Districts
Business modelB2B2C, Direct-to-Consumer, Brokerage Distribution
SuppliersReinsurance providers, Technology platform providers, Investment markets, Actuarial data providers
CustomersK-12 Teachers, School Administrators, Public School Districts, Education Professional Associations
Listed1991
Employees1.7K
CEOMarita Zuraitis
FilingsSEC EDGAR

Questions, answered.

What is Horace Mann Educators's market cap?
Horace Mann Educators (HMN) has a market capitalization of $2.1B and trades on NYSE.
What is Horace Mann Educators's revenue and profitability?
Horace Mann Educators generated $1.7B in trailing twelve-month revenue with net income of $165.1M, representing a net margin of 9.6%. These figures are based on the Q1 2026 filing.
Who are Horace Mann Educators's competitors?
Horace Mann Educators's key competitors include MetLife, AFLAC, Voya Financial, and others. These companies compete in similar markets and product categories.
Who does Horace Mann Educators partner with?
Horace Mann Educators's notable partners include Guidewire, Workday.
What subsidiaries does Horace Mann Educators have?
Horace Mann Educators's subsidiaries include Horace Mann Insurance Company, Teachers Insurance Company, Horace Mann Property & Casualty Insurance Company, and others.
Where is Horace Mann Educators headquartered?
Horace Mann Educators is headquartered in United States of America and employs approximately 1,700 people. It has been publicly traded since 1991.