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Horace Mann Educators HMN Term Life Insurance — Interest accruals

Other product segments

Experience Life Insurance
$11.3M-1.7%
Limited Pay Whole Life Insurance
$1.2M+9.1%
Life Contingent SPIA Retirement Insurance
$1M0.0%

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$7.3M0.0%
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PRUTerm Life — Interest accrual
$237M-0.4%
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CRBGLife Insurance — Interest accrual
$197M-1.5%
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AMPTerm and Whole Life Insurance — Interest accrual
$18M-5.3%
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KMPRTerm Life Insurance — Interest Accretion Rate
4.5%0.0pp

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life insurance — interest accruals?
Horace Mann Educators (HMN) reported term life insurance — interest accruals of $4.3M in Q1 2026.
How has Horace Mann Educators's term life insurance — interest accruals changed year-over-year?
Horace Mann Educators's term life insurance — interest accruals decreased by 0.0% year-over-year, from $4.3M to $4.3M.
What is the long-term trend for Horace Mann Educators's term life insurance — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's term life insurance — interest accruals has grown at a 12.3% compound annual growth rate (CAGR), from $12M to $17M.
What does term life insurance — interest accruals mean?
This metric tracks the interest credited to or accrued on term life insurance policy reserves and related liabilities over time. It reflects the cost of capital associated with maintaining these long-term insurance obligations. Monitoring this helps investors understand the impact of interest rate environments on the company's ongoing liability servicing costs.