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Horace Mann Educators HMN Limited Pay Whole Life Insurance — Interest accruals

Other product segments

Experience Life Insurance
$11.3M-1.7%
Term Life Insurance
$4.3M0.0%
Life Contingent SPIA Retirement Insurance
$1M0.0%

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$7.3M0.0%
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$192M+6.1%
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GLLife — Interest accrual
$347.59M+0.8%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's limited pay whole life insurance — interest accruals?
Horace Mann Educators (HMN) reported limited pay whole life insurance — interest accruals of $1.2M in Q1 2026.
How has Horace Mann Educators's limited pay whole life insurance — interest accruals changed year-over-year?
Horace Mann Educators's limited pay whole life insurance — interest accruals increased by 9.1% year-over-year, from $1.1M to $1.2M.
What is the long-term trend for Horace Mann Educators's limited pay whole life insurance — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's limited pay whole life insurance — interest accruals has grown at a 15.8% compound annual growth rate (CAGR), from $2.9M to $4.5M.
What does limited pay whole life insurance — interest accruals mean?
This metric represents the interest credited to policyholder account balances or the accretion of insurance liabilities related to limited pay whole life products over time. It reflects the cost of funds associated with these long-duration liabilities and the impact of the company's crediting rate strategy. Monitoring this helps investors understand the interest margin and the long-term cost of servicing the insurance block.