What is Cincinnati Financial's market cap?

Cincinnati Financial (CINF) has a market capitalization of $28.1B and trades on NASDAQ.

What is Cincinnati Financial's revenue and profitability?

Cincinnati Financial generated $12.9B in trailing twelve-month revenue with net income of $2.8B, representing a net margin of 21.3%, with free cash flow of $3.4B. These figures are based on the Q1 2026 filing.

Who are Cincinnati Financial's competitors?

Cincinnati Financial's key competitors include The Hartford Financial Services Group, Inc., Progressive Corporation, Chubb Limited, and others. These companies compete in similar markets and product categories.

Who does Cincinnati Financial partner with?

Cincinnati Financial's notable partners include A.M. Best, Lloyd's of London, Fitch Ratings, and others.

What subsidiaries does Cincinnati Financial have?

Cincinnati Financial's subsidiaries include The Cincinnati Insurance Company, The Cincinnati Casualty Company, The Cincinnati Indemnity Company, and others.

Where is Cincinnati Financial headquartered?

Cincinnati Financial is headquartered in United States of America and employs approximately 5,426 people. It has been publicly traded since 1972.

Cincinnati Financial

CINF

Cincinnati Financial Corp is a diversified insurance provider that primarily markets property and casualty insurance through a select network of independent agencies.

Market cap

$28.09B+20.9%

Revenue$12.9B+17.9%

Net income$2.8B+90.5%

Free cash flow$3.4B+32.9%

EPS (diluted)$17.49+90.7%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 27, 2026

Revenue$2.6BMiss by $3.3M EPS$2.10Beat by $0.17

Read the full report

Next report

Jul 27, 2026 (In 2 weeks)

Revenue estimate$2.7B

EPS estimate$1.73

Financials

Q1 2026

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation & ratios

Valuation

See full

Market cap$28.09B+20.9%

Enterprise value$27.67B+20.2%

P/E10.2×-2.6×

P/S2.2×+0.2×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Segments

By segment

See full

Commercial Insurance$1.2B+5.2%

Personal Insurance$875.0M+25.2%

Investment Segment$248.0M+16.4%

Excess and Surplus Lines Insurance$181.0M+11.0%

Life Insurance Segment$86.0M+6.2%

Competitors

By market cap

Chubb$137.73B+21.1%

Progressive$135.59B-11.6%

The Travelers Companies$71.9B+20.1%

The Hartford Financial Services Group$38.0B+7.1%

Cincinnati Financial$28.1B+20.9%

Kinsale Capital Group$8.0B-28.1%

United Fire Group$1.3B+86.5%

Donegal Group$882.5M+47.0%

By revenue growth

Cincinnati Financial+17.9%

Kinsale Capital Group+17.0%

Progressive+13.9%

United Fire Group+10.6%

Chubb+8.2%

The Hartford Financial Services Group+6.9%

The Travelers Companies+4.1%

By net margin

Kinsale Capital Group27.48%+2.7pp

Cincinnati Financial21.33%+8.1pp

Chubb18.58%+3.5pp

The Travelers Companies15.54%+6.5pp

The Hartford Financial Services Group14.11%+3.0pp

Progressive12.92%+1.8pp

United Fire Group9.16%+4.0pp

Profile

Cincinnati Financial Corp is a diversified insurance provider that primarily markets property and casualty insurance through a select network of independent agencies. The company leverages a relationship-based model, combining local decision-making with the financial strength of a major carrier to serve small to midsized businesses and individuals. Its core value proposition centers on providing market stability, competitive products, and superior claims service through locally based field associates.

Competitive position

A leading U.S. property casualty insurer distinguished by its 100% commitment to the independent agency distribution channel and high financial strength ratings.

GeographiesUnited States, United Kingdom

Customer segmentsSME, High Net Worth Individuals, Retail, Commercial

Business modelB2B2C, Agency-based distribution, Underwriting, Asset Management

SuppliersCapital markets, Reinsurance providers, Actuarial data providers, Technology and analytics vendors

CustomersIndependent insurance agencies, Small and medium enterprises, Individual homeowners and drivers, High net worth families

CountryUnited States of America

Listed1972

Employees5.4K

CEOStephen Michael Spray

SectorFinancial Services

IndustryInsurance - Property & Casualty

Websitecinfin.com

FilingsSEC EDGAR

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Questions, answered.

What is Cincinnati Financial's market cap?: Cincinnati Financial (CINF) has a market capitalization of $28.1B and trades on NASDAQ.
What is Cincinnati Financial's revenue and profitability?: Cincinnati Financial generated $12.9B in trailing twelve-month revenue with net income of $2.8B, representing a net margin of 21.3%, with free cash flow of $3.4B. These figures are based on the Q1 2026 filing.
Who are Cincinnati Financial's competitors?: Cincinnati Financial's key competitors include The Hartford Financial Services Group, Inc., Progressive Corporation, Chubb Limited, and others. These companies compete in similar markets and product categories.
Who does Cincinnati Financial partner with?: Cincinnati Financial's notable partners include A.M. Best, Lloyd's of London, Fitch Ratings, and others.
What subsidiaries does Cincinnati Financial have?: Cincinnati Financial's subsidiaries include The Cincinnati Insurance Company, The Cincinnati Casualty Company, The Cincinnati Indemnity Company, and others.
Where is Cincinnati Financial headquartered?: Cincinnati Financial is headquartered in United States of America and employs approximately 5,426 people. It has been publicly traded since 1972.