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Kinsale Capital Group

KNSL

Kinsale Capital Group is a specialized property and casualty insurance company focused exclusively on the excess and surplus lines (E&S) market in the United States.

Market cap
$7.98B-28.1%
Revenue$1.9B+17.0%
Net income$526.9M+30.1%
Free cash flow$1.0B+5.3%
EPS (diluted)$22.71+30.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 23, 2026 (In 1 week)
Revenue estimate$445.1M
EPS estimate$5.10

Financials

Q1 2026

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation & ratios

Valuation

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Market cap$7.98B-28.1%
Enterprise value$7.98B-28.4%
P/E15.1×-9.7×
P/S4.2×-2.3×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Segments

By segment

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Excess and Surplus Lines Segment$466.7M+10.2%

Competitors

Profile

Kinsale Capital Group is a specialized property and casualty insurance company focused exclusively on the excess and surplus lines (E&S) market in the United States. The company leverages a proprietary technology platform to underwrite hard-to-place risks for small- to medium-sized accounts that are typically rejected by the standard insurance market. Its core value proposition centers on high operational efficiency, a low expense ratio, and disciplined in-house claims management.

Competitive position

Kinsale maintains a significant cost advantage through a proprietary digital platform and a contrarian risk appetite that targets less competitive, hard-to-place account niches.

GeographiesUnited States, Puerto Rico, U.S. Virgin Islands
Customer segmentsSmall and Medium Businesses, Specialized Commercial Entities, High-Value Homeowners
Business modelUnderwriting, B2B2C, Technology-enabled services
SuppliersReinsurance providers, Cloud infrastructure providers, Data and actuarial service providers
CustomersIndependent insurance brokers, Wholesale brokers, Commercial insureds, Individual policyholders
Listed2016
Employees574.0
CEOMichael Kehoe
FilingsSEC EDGAR

Questions, answered.

What is Kinsale Capital Group's market cap?
Kinsale Capital Group (KNSL) has a market capitalization of $8.0B and trades on NYSE.
What is Kinsale Capital Group's revenue and profitability?
Kinsale Capital Group generated $1.9B in trailing twelve-month revenue with net income of $526.9M, representing a net margin of 27.5%, with free cash flow of $1.0B. These figures are based on the Q1 2026 filing.
Who are Kinsale Capital Group's competitors?
Kinsale Capital Group's key competitors include American International Group, Inc., Berkshire Hathaway Inc., Chubb Limited, and others. These companies compete in similar markets and product categories.
Who does Kinsale Capital Group partner with?
Kinsale Capital Group's notable partners include RSG Specialty, LLC, AmWINS Brokerage, CRC Commercial Solutions, and others.
What subsidiaries does Kinsale Capital Group have?
Kinsale Capital Group's subsidiaries include Kinsale Insurance Company, Aspera Insurance Services, Inc., Kinsale Management, Inc., and others.
Where is Kinsale Capital Group headquartered?
Kinsale Capital Group is headquartered in United States of America and employs approximately 574 people. It has been publicly traded since 2016.