Chubb
Chubb is a leading global provider of property and casualty (P&C) insurance, reinsurance, and life insurance, operating in 54 countries and territories. The company serves a diverse client base ranging from multinational corporations and small businesses to high-net-worth individuals and retail consumers. Chubb's core value proposition is built on disciplined underwriting, a substantial capital base, and a global network of licensed companies that provide specialized risk management and claims services.
Financials
Based on Q1 2026 filing
Business Segments
North America Commercial P&C Insurance
primaryProvides property, casualty, and financial lines insurance to large institutional organizations, middle-market companies, and small businesses in the U.S., Canada, and Bermuda. This segment utilizes retail, wholesale, and specialty distribution channels to offer complex risk management and claims services.
Chubb Global Casualty, ESIS, Westchester, Chubb Bermuda, Chubb Marketplace, Sovereign Risk Insurance
Fortune 1000 companies, Middle market businesses, Small businesses, Institutional organizations
North America Personal P&C Insurance
majorFocuses on high-net-worth individuals and families in the U.S. and Canada, offering specialized coverage for high-value assets. The segment differentiates itself through superior claims service and tailored protection for affluent lifestyles.
Chubb Personal Risk Services (PRS), Masterpiece Homeowners, Collector Car Insurance, Valuable Articles Coverage
Affluent individuals, High-net-worth families
Overseas General Insurance
majorComprises international retail and wholesale operations providing commercial P&C, accident and health (A&H), and personal lines outside of North America. It includes a significant presence in China through Huatai P&C and global specialty lines via the London market.
Chubb International, Chubb Global Markets (CGM), Lloyd's Syndicate 2488, Huatai P&C, LMG Insurance
Multinational corporations, Local international businesses, International retail consumers
Life Insurance
majorOffers protection and savings products primarily in Asia, including individual and group life, disability, and annuities. This segment also includes asset management operations in China through Huatai.
Chubb Life, Huatai Life, Huatai Asset Management, Chubb Benefits, Combined Insurance
Retail life insurance consumers, Institutional investors, Employee groups
North America Agricultural Insurance
moderateProvides federally subsidized and private crop insurance, as well as specialty P&C products for the agricultural industry. Operations are primarily conducted through Rain and Hail and Chubb Agribusiness.
Rain and Hail, Multiple Peril Crop Insurance (MPCI), Crop-Hail Insurance, Chubb Agribusiness
Farmers, Ranchers, Agricultural manufacturers, Agricultural distributors
Global Reinsurance
minorProvides traditional and non-traditional reinsurance coverage to primary P&C insurance companies worldwide. The segment operates under the Chubb Tempest Re brand, focusing on property catastrophe and specialty risks.
Chubb Tempest Re Bermuda, Chubb Tempest Re USA, Chubb Tempest Re International, Chubb Tempest Re Canada
Primary P&C insurance companies
Segment Financials
North America Commercial P&C Insurance — Losses and loss expenses
View metricNorth America Personal P&C Insurance — Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net
View metricNorth America Commercial P&C Insurance — Administrative and other (income) expense
View metricNorth America Personal P&C Insurance — Net investment income
View metricNorth America Personal P&C Insurance — Net premiums earned
View metricOverseas General Insurance — Administrative and other (income) expense
View metricOverseas General Insurance - Non-Casualty — Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net
View metricOverseas General Insurance — Losses and loss expenses
View metricLife Insurance — Other (including foreign exchange)
View metricLife Insurance — Segment Underwriting Income Loss and Net Investment Income Loss
View metricLife Insurance — Administrative and other (income) expense
View metricNorth America Agricultural Insurance — Losses and loss expenses
View metricNorth America Agricultural Insurance — Administrative and other (income) expense
View metricNorth America Agricultural Insurance — Net premiums earned
View metricGlobal Reinsurance Non-Casualty — Loss by Geographic Percentage
View metricProperty and Casualty — Assumed
View metricGlobal Reinsurance — Segment Underwriting Income Loss and Net Investment Income Loss
View metricBusiness Overview
Competitive Position
A global leader in property and casualty insurance characterized by a strong balance sheet, high-net-worth specialization, and a dominant market position in Asia and China.
Geographies
North America, Asia, Europe, Latin America, Bermuda
Customer Segments
Enterprise, SME, High-Net-Worth Individuals, Retail Consumers
Upstream Dependencies
Capital markets, Third-party reinsurers, Data and catastrophe modeling providers, External investment advisors
Downstream Customers
Multinational corporations, Small and middle-market businesses, Affluent individuals, Primary insurers (reinsurance clients), Institutional asset management clients
Competitors & Partners
Competitors
The Travelers Companies
TRV
Major North American P&C competitor
American International Group
AIG
Global commercial and personal lines competitor
The Hartford Financial Services Group
HIG
Competitor in global commercial and specialty insurance
Cincinnati Financial
CINF
Competitor in high net worth personal lines and commercial insurance
W.R. Berkley
WRB
Global commercial and specialty lines competitor
Arch Capital Group
ACGL
Property and casualty insurance competitor
Loews
L
Competitor in specialty and commercial insurance lines
Berkshire Hathaway
BRK.B
Competitor in reinsurance and commercial lines
Partners
Aon plc
AON
Seller of Healthy Paws Pet Insurance LLC to Chubb
Lloyd's of London
Insurance market where Chubb operates Syndicate 2488
U.S. Department of Agriculture
Partner for the federal Multiple Peril Crop Insurance program
Subsidiaries
Huatai Insurance Group Co. Ltd
Chinese financial services holding company
ESIS Inc.
Third-party claims administrator
Rain and Hail Insurance Service, Inc.
Crop insurance provider
Healthy Paws Pet Insurance LLC
Pet insurance managing general agent
Chubb European Group SE
European underwriting entity
Chubb FAQ
Common questions about Chubb
Chubb is a leading global provider of property and casualty (P&C) insurance, reinsurance, and life insurance, operating in 54 countries and territories. The company serves a diverse client base ranging from multinational corporations and small businesses to high-net-worth individuals and retail consumers. Chubb's core value proposition is built on disciplined underwriting, a substantial capital base, and a global network of licensed companies that provide specialized risk management and claims services.
Chubb (CB) has a market capitalization of $128.09B and trades on NYSE.
Chubb generated $60.8B in trailing twelve-month revenue with net income of $11.3B, representing a net margin of 18.6%. These figures are based on the Q1 2026 filing.
Chubb's key competitors include The Travelers Companies, Inc., American International Group, Inc., The Hartford Insurance Group, Inc., and others. These companies compete in similar markets and product categories.