Hospital indemnity — Weighted-average interest, current discount rate
Aflac Hospital indemnity — Weighted-average interest, current discount rate increased by 3.8% to 5.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.9%, from 5.4% to 5.5%. Over 2 years (FY 2023 to FY 2025), Hospital indemnity — Weighted-average interest, current discount rate shows relatively stable performance with a 0.9% CAGR.
Analysis
How to read this metric
Rising discount rates typically reduce the present value of liabilities, potentially improving the balance sheet, while falling rates increase the liability burden.
Detailed definition
This metric reflects the current market-based interest rate used to remeasure the present value of future policy benefit...
Peer comparison
Standard metric for insurers reporting under updated accounting frameworks for long-duration contracts.
afl_segment_hospital_indemnity_weighted_average_interest_current_discount_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.8% | 5.1% | 5.2% | 5.4% | 5.3% | 5.3% | 5.4% | 5.2% | 5.3% | 5.4% | 5.4% | 5.3% | 5.3% | 5.5% |
| QoQ Change | — | +6.2% | +2.0% | +3.8% | -1.9% | +0.0% | +1.9% | -3.7% | +1.9% | +1.9% | +0.0% | -1.9% | +0.0% | +3.8% |
| YoY Change | — | — | — | — | +10.4% | +3.9% | +3.8% | -3.7% | +0.0% | +1.9% | +0.0% | +1.9% | +0.0% | +1.9% |
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Frequently Asked Questions
- What is Aflac's hospital indemnity — weighted-average interest, current discount rate?
- Aflac (AFL) reported hospital indemnity — weighted-average interest, current discount rate of 5.5% in Q1 2026.
- How has Aflac's hospital indemnity — weighted-average interest, current discount rate changed year-over-year?
- Aflac's hospital indemnity — weighted-average interest, current discount rate increased by 1.9% year-over-year, from 5.4% to 5.5%.
- What is the long-term trend for Aflac's hospital indemnity — weighted-average interest, current discount rate?
- Over 2 years (2023 to 2025), Aflac's hospital indemnity — weighted-average interest, current discount rate has grown at a 0.9% compound annual growth rate (CAGR), from 21.0% to 21.4%.
- What does hospital indemnity — weighted-average interest, current discount rate mean?
- The current interest rate used to value the company's future insurance claim obligations.