Aflac Critical care — Weighted-average interest, current discount rate increased by 3.7% to 5.6% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.8%, from 5.5% to 5.6%. Over 2 years (FY 2023 to FY 2025), Critical care — Weighted-average interest, current discount rate shows relatively stable performance with a 1.9% CAGR.
Rising rates generally reduce the present value of future liabilities, potentially improving the balance sheet, while falling rates increase liability values.
The current market-based interest rate used to discount future policy benefit liabilities at the reporting date. This re...
Standard metric for insurance companies to demonstrate sensitivity to interest rate fluctuations in their liability portfolios.
afl_segment_critical_care_weighted_average_interest_current_discount_rate| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.8% | 5.1% | 5.2% | 5.4% | 5.3% | 5.3% | 5.4% | 5.3% | 5.3% | 5.5% | 5.5% | 5.4% | 5.4% | 5.6% |
| QoQ Change | — | +6.2% | +2.0% | +3.8% | -1.9% | +0.0% | +1.9% | -1.9% | +0.0% | +3.8% | +0.0% | -1.8% | +0.0% | +3.7% |
| YoY Change | — | — | — | — | +10.4% | +3.9% | +3.8% | -1.9% | +0.0% | +3.8% | +1.9% | +1.9% | +1.9% | +1.8% |