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American International Group AIG Accident and health — Ceded Premiums Earned

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Other financials

Income statement

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Revenue$7.1B-0.1%
Net income$948.0M-17.1%
EPS (diluted)$1.78-10.1%

Balance sheet

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Cash & equivalents$1.5B-18.4%
Total debt$10.0B+2.6%
Total equity$40.6B-2.2%
Total assets$163.46B-1.5%

Cash flow

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Operating cash flow$1.7B+23.4%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$41.34B-5.1%
P/E13.9×+0.3×
P/S1.6×0.0×

Profitability

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Net margin11.1%-0.4pp
FCF margin21.5%

Returns & leverage

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Return on equity7.2%-0.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: American International Group’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 11:44 AM EST
Fiscal year
FY2025
Accession
0000005272-26-000023
For the years ended December 31, 2025, 2024, and 2023 / (in millions)For the years ended December 31, 2025, 2024, and 2023 / Gross AmountFor the years ended December 31, 2025, 2024, and 2023 / Ceded to Other CompaniesAssumed from Other CompaniesNet AmountSchedule IV / Percent of Amount Assumed to Net
2025
Premiums earned:
Accident and health$$2,535$108$352,4621.4%
Property and liability28,92811,3513,71221,28917.4
Total$$31,463$11,459$3,74723,75115.8%
2024
Premiums earned:
Accident and health$$2,507$104$302,4331.2%

ITEM 16 | Form 10-K Summary

FAQ

What is American International Group's accident and health — ceded premiums earned?
American International Group (AIG) reported accident and health — ceded premiums earned of $27M in Q4 2025.
How has American International Group's accident and health — ceded premiums earned changed year-over-year?
American International Group's accident and health — ceded premiums earned increased by 3.8% year-over-year, from $26M to $27M.
What is the long-term trend for American International Group's accident and health — ceded premiums earned?
Over 3 years (2022 to 2025), American International Group's accident and health — ceded premiums earned has grown at a -0.9% compound annual growth rate (CAGR), from $111M to $108M.
What does accident and health — ceded premiums earned mean?
Ceded premiums earned represent the portion of premiums that an insurer pays to a reinsurer to transfer a portion of its underwriting risk. This metric reflects the company's risk management strategy and the cost of protecting the balance sheet against large claims.

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