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Assurant AIZ Accident and health insurance — Ceded Premiums Earned

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Year Ended December 31, 2025Direct Amount / (in millions)Ceded to Other Companies / (in millions)Assumed from Other Companies / (in millions)Net Amount / (in millions)Percentage of Amount Assumed to Net
Life Insurance in Force$7,332.5$4,608.9$2,723.6
Premiums:
Life insurance$195.6$160.1$35.5
Accident and health insurance341.0230.42.3112.92.0%
Property and liability insurance18,855.58,926.9405.910,334.53.9%
Total earned premiums$19,392.1$9,317.4$408.2$10,482.93.9%
Benefits:
Life insurance$34.4$24.2$10.2

Item 16. Form 10-K Summary

FAQ

What is Assurant's accident and health insurance — ceded premiums earned?
Assurant (AIZ) reported accident and health insurance — ceded premiums earned of $57.6M in Q4 2025.
How has Assurant's accident and health insurance — ceded premiums earned changed year-over-year?
Assurant's accident and health insurance — ceded premiums earned decreased by 8.2% year-over-year, from $62.73M to $57.6M.
What is the long-term trend for Assurant's accident and health insurance — ceded premiums earned?
Over 4 years (2021 to 2025), Assurant's accident and health insurance — ceded premiums earned has grown at a -10.8% compound annual growth rate (CAGR), from $364.7M to $230.4M.
What does accident and health insurance — ceded premiums earned mean?
The portion of earned premiums that the company has transferred to reinsurers under reinsurance agreements. This represents the cost of risk transfer and the reduction in retained premium revenue.

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