Ceded Premiums Earned
American International Group Ceded Premiums Earned remained flat by 0.0% to $2.86B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from $2.90B to $2.86B. Over 3 years (FY 2022 to FY 2025), Ceded Premiums Earned shows relatively stable performance with a -2.7% CAGR.
Analysis
How to read this metric
An increase may signal a more conservative risk appetite or a strategic decision to limit exposure to specific high-risk segments.
Detailed definition
This represents the portion of premiums that an insurance company transfers to a reinsurer in exchange for risk coverage...
Peer comparison
Varies significantly based on the company's reinsurance treaties and overall risk management philosophy.
other_ceded_premiums_earnedHistorical Data
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $12.43B | $12.27B | $11.62B | $11.46B |
| YoY Change | — | -1.3% | -5.3% | -1.4% |
Product Breakdown — Short-Duration Insurance
| Segment | FY'21 |
|---|---|
| Short-Duration Insurance | $11.30B |
| Total | — |
All segment values are derived from annual filings.
Product Breakdown — Long Duration Insurance
| Segment | FY'21 |
|---|---|
| Long Duration Insurance | $363.01B |
| Total | — |
All segment values are derived from annual filings.
Business Segments
| Segment | FY'21 | FY'23 |
|---|---|---|
| General Insurance | $11.30B | $12.27B |
| Life and Retirement | $1.22B | — |
| Total | — | $12.27B |
All segment values are derived from annual filings.
Ceded Premiums Earned at Other Companies
Frequently Asked Questions
- What is American International Group's ceded premiums earned?
- American International Group (AIG) reported ceded premiums earned of $2.86B in Q4 2025.
- How has American International Group's ceded premiums earned changed year-over-year?
- American International Group's ceded premiums earned decreased by 1.4% year-over-year, from $2.90B to $2.86B.
- What is the long-term trend for American International Group's ceded premiums earned?
- Over 3 years (2022 to 2025), American International Group's ceded premiums earned has grown at a -2.7% compound annual growth rate (CAGR), from $12.43B to $11.46B.
- What does ceded premiums earned mean?
- The amount of premium revenue passed on to reinsurers to mitigate risk.