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Universal Insurance Holdings UVE Ceded Premiums Earned

Ceded Premiums Earned at other companies

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$101.81M-0.7%
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W.R. BerkleyWRB
——

Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.23B+82.0%
Enterprise value$794.4M+133%
P/E5.6×-4.6×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%—

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The source filing: Universal Insurance Holdings’s 10-Q, filed April 29, 2026.

Filed
Apr 29, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000891166-26-000046
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Direct premiums written$506,547$467,078
Change in unearned premiums24,87446,179
Direct premiums earned531,421513,257
Ceded premiums earned(174,519)(157,536)
Premiums earned, net356,902355,721
Net investment income19,48716,060
Net realized gains (losses) on investments734(14)
Net change in unrealized gains (losses) on investments(5,331)10

Item 1. Financial Statements

FAQ

What is Universal Insurance Holdings's ceded premiums earned?
Universal Insurance Holdings (UVE) reported ceded premiums earned of $174.52M in Q1 2026.
How has Universal Insurance Holdings's ceded premiums earned changed year-over-year?
Universal Insurance Holdings's ceded premiums earned increased by 10.8% year-over-year, from $157.54M to $174.52M.
What is the long-term trend for Universal Insurance Holdings's ceded premiums earned?
Over 4 years (2021 to 2025), Universal Insurance Holdings's ceded premiums earned has grown at a 4.5% compound annual growth rate (CAGR), from $561.16M to $669.7M.
What does ceded premiums earned mean?
The amount of premiums paid to reinsurers to transfer a portion of the underwriting risk to third parties. This metric highlights the company's reliance on reinsurance to manage capital exposure and volatility.

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