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Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.25B+88.4%
Enterprise value$820.28M+148%
P/E5.7×-4.3×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The source filing: Universal Insurance Holdings’s 10-Q, filed April 29, 2026.

Filed
Apr 29, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000891166-26-000046
Line itemThree Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Cash flows from operating activities:
Net cash provided by (used in) operating activities$154,822$186,769
Cash flows from investing activities:
Proceeds from sale of property and equipment389
Purchases of property and equipment(1,580)(1,227)
Purchases of equity securities(24,017)(2,006)
Purchases of available-for-sale debt securities(106,870)(75,009)
Proceeds from sales of equity securities6,875

Item 1. Financial Statements

FAQ

What is Universal Insurance Holdings's operating cash flow?
Universal Insurance Holdings (UVE) reported operating cash flow of $154.82M in Q1 2026.
How has Universal Insurance Holdings's operating cash flow changed year-over-year?
Universal Insurance Holdings's operating cash flow decreased by 17.1% year-over-year, from $186.77M to $154.82M.
What is the long-term trend for Universal Insurance Holdings's operating cash flow?
Over 2 years (2022 to 2025), Universal Insurance Holdings's operating cash flow has grown at a 8.0% compound annual growth rate (CAGR), from $326.78M to $381.49M.
What does operating cash flow mean?
Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.

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