Other
Ceded Premiums Earned
Progressive Ceded Premiums Earned remained flat by 0.0% to $296.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 13.4%, from $342.50M to $296.50M. Over 4 years (FY 2021 to FY 2025), Ceded Premiums Earned shows a downward trend with a -7.9% CAGR.
Analysis
StatementIncome Statement
SectionOther
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025Mar 2, 2026
How to read this metric
Aligns with ceded premiums written; changes reflect the timing of reinsurance coverage recognition.
Detailed definition
The portion of ceded premiums that is recognized as an expense over the period of the reinsurance contract. It represent...
Peer comparison
Standard accounting metric for insurers utilizing reinsurance to manage underwriting volatility.
Metric ID:
other_ceded_premiums_earnedHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $1.65B | $1.41B | $1.22B | $1.37B | $1.19B |
| YoY Change | — | -14.6% | -13.7% | +12.7% | -13.4% |
Range$1.19B – $1.65B
CAGR-7.9%
Avg YoY Growth-7.3%
Median YoY Growth-13.6%
Product Breakdown
| Segment | FY'23 | FY'24 |
|---|---|---|
| Property Liability And Casualty Insurance | $1.22B | $1.37B |
| Total | $1.22B | $1.37B |
All segment values are derived from annual filings.
Ceded Premiums Earned at Other Companies
Frequently Asked Questions
- What is Progressive's ceded premiums earned?
- Progressive (PGR) reported ceded premiums earned of $296.50M in Q4 2025.
- How has Progressive's ceded premiums earned changed year-over-year?
- Progressive's ceded premiums earned decreased by 13.4% year-over-year, from $342.50M to $296.50M.
- What is the long-term trend for Progressive's ceded premiums earned?
- Over 4 years (2021 to 2025), Progressive's ceded premiums earned has grown at a -7.9% compound annual growth rate (CAGR), from $1.65B to $1.19B.
- What does ceded premiums earned mean?
- The portion of reinsurance premiums that corresponds to the coverage period elapsed.