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Assurant AIZ Accident and health insurance — Direct policyholder benefits

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RGAInsurance, Other — Claims and other policy benefits
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Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredGross.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's accident and health insurance — direct policyholder benefits?
Assurant (AIZ) reported accident and health insurance — direct policyholder benefits of $13.23M in Q4 2025.
How has Assurant's accident and health insurance — direct policyholder benefits changed year-over-year?
Assurant's accident and health insurance — direct policyholder benefits decreased by 1.5% year-over-year, from $13.43M to $13.23M.
What is the long-term trend for Assurant's accident and health insurance — direct policyholder benefits?
Over 4 years (2021 to 2025), Assurant's accident and health insurance — direct policyholder benefits has grown at a -30.1% compound annual growth rate (CAGR), from $222.1M to $52.9M.
What does accident and health insurance — direct policyholder benefits mean?
The total cost of insurance claims before accounting for reinsurance recoveries.
How do you interpret accident and health insurance — direct policyholder benefits?
An increase relative to premiums may signal deteriorating underwriting performance or higher claim frequency.
How does accident and health insurance — direct policyholder benefits compare across companies?
Standard gross claims incurred metric across the insurance industry.