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Assurant AIZ Global Housing — Claims and benefits payable, net of reinsurance

Other segment segments

Global Lifestyle
$387.5M+3.1%

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Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's global housing — claims and benefits payable, net of reinsurance?
Assurant (AIZ) reported global housing — claims and benefits payable, net of reinsurance of $733.4M in Q4 2025.
How has Assurant's global housing — claims and benefits payable, net of reinsurance changed year-over-year?
Assurant's global housing — claims and benefits payable, net of reinsurance decreased by 4.3% year-over-year, from $766.4M to $733.4M.
What does global housing — claims and benefits payable, net of reinsurance mean?
The total net amount of money the company owes for unpaid insurance claims.
How do you interpret global housing — claims and benefits payable, net of reinsurance?
An increase suggests rising future obligations, which may require higher capital reserves or indicate higher claim severity.
How does global housing — claims and benefits payable, net of reinsurance compare across companies?
A fundamental balance sheet metric for all insurance companies representing total claim liabilities.