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Assurant AIZ Global Housing — Claims and benefits payable, net of reinsurance

Other segment segments

Global Lifestyle
$387.5M+3.1%

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
$2021$$690.3$727.8$743.0$$749.3
2022467.7701.3754.5774.3
2023450.9665.3718.3
2024597.9903.5
2025658.9
Total$$3,804.3
Outstanding claims and benefits payable before 2021, net of reinsurance16.3
Claims and benefits payable, net of reinsurance$$733.4

Item 16. Form 10-K Summary

FAQ

What is Assurant's global housing — claims and benefits payable, net of reinsurance?
Assurant (AIZ) reported global housing — claims and benefits payable, net of reinsurance of $733.4M in Q4 2025.
How has Assurant's global housing — claims and benefits payable, net of reinsurance changed year-over-year?
Assurant's global housing — claims and benefits payable, net of reinsurance decreased by 4.3% year-over-year, from $766.4M to $733.4M.
What does global housing — claims and benefits payable, net of reinsurance mean?
This is the total net liability recorded on the balance sheet for all unpaid insurance claims and benefits within the Global Housing segment. It represents the company's obligation to policyholders for events that have occurred but have not yet been fully paid.

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