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Assurant AIZ Global Lifestyle — Claims and benefits payable, net of reinsurance

Other segment segments

Global Housing
$733.4M-4.3%

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$1.41B+6.3%
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2,064,500,000,000%
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PGROther Shortduration Insurance Product Line — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
$173M-2.3%

Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
$2021$$1,284.8$1,289.0$1,290.9$$1,291.6
20221,166.61,362.61,366.81,368.3
20231,366.21,604.51,610.4
20241,437.11,700.3
20251,602.3
Total$$7,572.9
Outstanding claims and benefits payable before 2021, net of reinsurance5.4
Claims and benefits payable, net of reinsurance$$387.5

Item 16. Form 10-K Summary

FAQ

What is Assurant's global lifestyle — claims and benefits payable, net of reinsurance?
Assurant (AIZ) reported global lifestyle — claims and benefits payable, net of reinsurance of $387.5M in Q4 2025.
How has Assurant's global lifestyle — claims and benefits payable, net of reinsurance changed year-over-year?
Assurant's global lifestyle — claims and benefits payable, net of reinsurance increased by 3.1% year-over-year, from $375.9M to $387.5M.
What does global lifestyle — claims and benefits payable, net of reinsurance mean?
The total net liability for all unpaid insurance claims and future policy benefits, accounting for reinsurance coverage. This is a primary balance sheet metric representing the company's obligation to policyholders for events that have already occurred.

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