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Assurant AIZ Property and liability insurance — Direct policyholder benefits

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Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredGross.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's property and liability insurance — direct policyholder benefits?
Assurant (AIZ) reported property and liability insurance — direct policyholder benefits of $1.98B in Q4 2025.
How has Assurant's property and liability insurance — direct policyholder benefits changed year-over-year?
Assurant's property and liability insurance — direct policyholder benefits decreased by 9.1% year-over-year, from $2.18B to $1.98B.
What is the long-term trend for Assurant's property and liability insurance — direct policyholder benefits?
Over 4 years (2021 to 2025), Assurant's property and liability insurance — direct policyholder benefits has grown at a 7.8% compound annual growth rate (CAGR), from $5.87B to $7.93B.
What does property and liability insurance — direct policyholder benefits mean?
The total gross cost of claims and benefits paid or accrued for policyholders.
How do you interpret property and liability insurance — direct policyholder benefits?
An increase relative to premiums may indicate deteriorating underwriting performance or higher loss frequency.
How does property and liability insurance — direct policyholder benefits compare across companies?
Equivalent to Gross Incurred Losses in standard insurance accounting.