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Assurant AIZ Short Duration — Future policy benefits and expenses

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Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010

| --- | --- | --- | | Assets | | | | Assets held for sale (Note 3) | 512.4 | — | | Total assets | $36,289.6 | $35,020.6 | | Liabilities | | | | Future policy benefits and expenses | $55.7 | $536.7 | | Unearned premiums | 20,881.4 | 20,211.4 | | Claims and benefits payable | 2,101.2 | 2,914.2 | | Commissions payable | 640.6 | 559.6 | | Funds held under reinsurance | 266.4 | 277.7 |

Item 16. Form 10-K Summary

FAQ

What is Assurant's short duration — future policy benefits and expenses?
Assurant (AIZ) reported short duration — future policy benefits and expenses of $0 in Q4 2025.
What does short duration — future policy benefits and expenses mean?
This represents the estimated liability for future claims and related expenses that the company expects to pay on existing insurance contracts. It is a balance sheet item that reflects the company's long-term obligations to policyholders. Accurate estimation of these liabilities is vital for maintaining solvency and financial stability.

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