Products & Services · Future policy benefits

Accident — Future policy benefits

Aflac Accident — Future policy benefits decreased by 2.9% to $640.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.2%, from $626.00M to $640.00M. Over 2 years (FY 2023 to FY 2025), Accident — Future policy benefits shows relatively stable performance with a 4.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

A growing balance is expected as the business scales, but it must be balanced against premium growth to maintain profitability.

Detailed definition

The total balance sheet liability representing the present value of future benefits expected to be paid to policyholders...

Peer comparison

Standard 'Future Policy Benefits' or 'Policy Reserves' found on the balance sheets of all life and health insurers.

Metric ID: afl_segment_accident_future_policy_benefits

Historical Data

15 periods
 Q4 '21Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$666.00M$564.00M$586.00M$590.00M$575.00M$621.00M$611.00M$597.00M$659.00M$630.00M$626.00M$630.00M$671.00M$659.00M$640.00M
QoQ Change-15.3%+3.9%+0.7%-2.5%+8.0%-1.6%-2.3%+10.4%-4.4%-0.6%+0.6%+6.5%-1.8%-2.9%
YoY Change-15.3%+10.1%+4.3%+1.2%+14.6%+1.4%+2.5%+5.5%+1.8%+4.6%+2.2%
Range$564.00M$671.00M
CAGR-1.1%
Avg YoY Growth+3.0%
Median YoY Growth+2.5%
Current Streak2 quarters decline

Frequently Asked Questions

What is Aflac's accident — future policy benefits?
Aflac (AFL) reported accident — future policy benefits of $640.00M in Q1 2026.
How has Aflac's accident — future policy benefits changed year-over-year?
Aflac's accident — future policy benefits increased by 2.2% year-over-year, from $626.00M to $640.00M.
What is the long-term trend for Aflac's accident — future policy benefits?
Over 2 years (2023 to 2025), Aflac's accident — future policy benefits has grown at a 4.4% compound annual growth rate (CAGR), from $2.37B to $2.59B.
What does accident — future policy benefits mean?
The total amount of money the company expects to pay out for future accident insurance claims.