Allstate ALL Auto insurance - liability coverage — Prior year reserve reestimates

Similar metrics at other companies

WRBAuto — Reserves for loss and loss adjustment expenses before 2016, net of reinsurance

$5.04M+120%

HGTYAuto — Reserves for losses and loss adjustment expenses before 2020, net of reinsurance

$1.48M+466%

HGTYAuto — Reserves for losses and loss adjustment expenses before 2021, net of reinsurance

$2.25M+76.8%

AXSInsurance — Prior years

-$15.06M-7.7%

HGTYAuto — Reserves for unpaid losses and loss adjustment expenses

$168.52M+0.1%

MKLProfessional liability — Incurred losses and loss adjustment expenses, prior accident years

$2.25M+122%

Questions, answered.

What is Allstate's auto insurance - liability coverage — prior year reserve reestimates?

Allstate (ALL) reported auto insurance - liability coverage — prior year reserve reestimates of -$380M in Q4 2025.

How has Allstate's auto insurance - liability coverage — prior year reserve reestimates changed year-over-year?

Allstate's auto insurance - liability coverage — prior year reserve reestimates decreased by 182.5% year-over-year, from -$134.5M to -$380M.

What is the long-term trend for Allstate's auto insurance - liability coverage — prior year reserve reestimates?

Over 4 years (2021 to 2025), Allstate's auto insurance - liability coverage — prior year reserve reestimates has grown at a 45.3% compound annual growth rate (CAGR), from $341M to -$1.52B.

What does auto insurance - liability coverage — prior year reserve reestimates mean?

This represents adjustments made to the liability reserves established in previous years for the auto liability segment. It reflects the difference between the initial estimated cost of claims and the updated assessment based on new information or claim development. Positive or negative adjustments indicate the accuracy of historical actuarial reserving practices.