Products & Services · Prior year reserve reestimates

Auto Insurance Liability Coverage — Prior year reserve reestimates

Allstate Auto Insurance Liability Coverage — Prior year reserve reestimates remained flat by 0.0% to -$380.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 182.5%, from -$134.50M to -$380.00M. Over 4 years (FY 2021 to FY 2025), Auto Insurance Liability Coverage — Prior year reserve reestimates shows a downward trend with a 45.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2018
Last reportedQ4 2025

How to read this metric

Negative reestimates (reserve releases) signal favorable development, while positive reestimates signal adverse development.

Detailed definition

This represents adjustments made to the liability reserves established in previous years for the auto liability segment....

Peer comparison

Commonly analyzed by investors to assess the quality of earnings and actuarial conservatism across the insurance industry.

Metric ID: all_segment_auto_insurance_liability_coverage_prior_year_reserve_reestimates

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$341.00M$980.00M$387.00M-$538.00M-$1.52B
YoY Change+187.4%-60.5%-239.0%-182.5%
Range-$1.52B$980.00M
CAGR+45.3%
Avg YoY Growth-73.7%
Median YoY Growth-121.5%
Current Streak3 years decline

Frequently Asked Questions

What is Allstate's auto insurance liability coverage — prior year reserve reestimates?
Allstate (ALL) reported auto insurance liability coverage — prior year reserve reestimates of -$380.00M in Q4 2025.
How has Allstate's auto insurance liability coverage — prior year reserve reestimates changed year-over-year?
Allstate's auto insurance liability coverage — prior year reserve reestimates decreased by 182.5% year-over-year, from -$134.50M to -$380.00M.
What is the long-term trend for Allstate's auto insurance liability coverage — prior year reserve reestimates?
Over 4 years (2021 to 2025), Allstate's auto insurance liability coverage — prior year reserve reestimates has grown at a 45.3% compound annual growth rate (CAGR), from $341.00M to -$1.52B.
What does auto insurance liability coverage — prior year reserve reestimates mean?
Adjustments made to the estimated costs of claims from previous years.